This $0.035 New Crypto Could Finish Phase 6 Any Minute Now, Mutuum Finance (MUTM) Rockets 250%

A fast-moving presale is starting to catch the market’s attention. Mutuum Finance (MUTM), priced at $0.035, has already climbed 250% since early 2025 and is now only moments away from completing Phase 6. With allocation shrinking by the hour and new contributors entering rapidly, traders watching crypto news today believe this stage could close without warning. The momentum suggests the project might be nearing a major turning point, and early buyers are racing to secure their positions before the next price jump.

Presale Progress

Mutuum Finance launched its presale at $0.01 during Phase 1. Since then, demand has grown steadily, pushing the current price to $0.035. Out of the 4 billion total MUTM supply, 1.82 billion tokens were set aside for the presale. More than 810 million tokens have already been purchased by a rising community of 18,300 holders.

The project has now raised $19.1 million, placing it among the most active new cryptocurrency presales of the year. Phase 6 is almost fully allocated, sitting around the final few percent. Once it closes, the price moves to the next stage, and early buyers expect a higher valuation leading up to launch.

Mutuum Finance plans to list at $0.06, which positions Phase 1 participants for roughly 500% growth and current buyers for strong upside if demand continues. Some analysts believe that once the token hits potential top-tier exchanges, the visibility alone could pull in more users searching for the best crypto to buy now, especially with the presale already showing fast acceleration.

What Mutuum Finance Is Building

Mutuum Finance (MUTM) is creating a lending protocol built around two connected markets that allow users to lend, borrow, and interact with on-chain liquidity. The protocol issues mtTokens to users who supply assets. These mtTokens rise in value over time as borrowers repay interest. Instead of offering fixed yield, Mutuum Finance uses actual borrowing activity to grow the value of mtTokens, creating natural APY that reacts to real usage.

Another core feature is the buy-and-distribute system. A portion of platform revenue will be used to purchase MUTM on the open market. These purchased tokens are then redistributed to users who stake mtTokens in the safety module. This creates steady buying pressure and rewards long-term participation in the ecosystem.

Security has also been a strong focus. Mutuum Finance completed a CertiK audit scoring 90/100, and Halborn Security is reviewing the lending and borrowing contracts. The team also launched a $50K bug bounty aimed at discovering code vulnerabilities before launch. This multi-layered approach has helped build confidence during the presale.

Stablecoin, Oracles, and Analyst Projections

Mutuum Finance plans to introduce its own USD-pegged stablecoin, which will be minted and burned on demand. The interest paid by borrowers will support the stablecoin’s backing. This strengthens liquidity inside the system and gives the protocol an internal asset that can operate across different chains.

Accurate pricing is crucial for any lending protocol, so Mutuum Finance will rely on Chainlink price feeds along with a system of fallback oracles. The protocol can also use aggregated data and on-chain exchange pricing when liquidity is deep enough. Analysts note that this multi-layered oracle approach is important because liquidation timing depends on accurate asset values. Without precise pricing, the protocol would risk bad liquidations or delayed positions.

Market commentators suggest that if the stablecoin and oracle system roll out smoothly, Mutuum Finance could see a major increase in activity. Some analysts believe that in a strong market, MUTM could climb 400% to 700% during its first major cycle. Early investor sentiment indicates that the combination of low entry price, expanding roadmap, and early liquidity could position MUTM among the top cryptocurrencies entering 2026.

V1 Launch and Whale Interest

Mutuum Finance announced that its V1 protocol is scheduled for the Sepolia Testnet in Q4 2025. The first version will include the liquidity pool, mtTokens, the debt-tracking system, and the liquidator bot. ETH and USDT will be the initial assets for lending, borrowing, and collateral.

The timing of this launch matters. Analysts believe that releasing a working product before the token goes live increases the odds of early exchange listings. More visibility often leads to stronger demand. Traders following crypto prices say that projects with working testnets at launch historically perform better than those that only offer whitepapers or unfinished features.

Another factor fueling urgency is whale activity. When the project moved from $15.7 million to $15.8 million in less than 24 hours earlier in the presale, observers noted a likely $100K whale allocation. Moves like this often signal rising confidence from larger holders. These entries also tend to trigger more retail interest, as traders assume whales have done deeper research.

Phase 6 is now around 96% filled, and the remaining tokens are moving quickly. As more buyers search for new cryptocurrency options with higher upside potential, Mutuum Finance is becoming a key candidate in discussions about what crypto to invest in heading into 2026.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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