Uniform Labs revolutionizes the liquidity of tokenized assets

Uniform Labs, a blockchain infrastructure company founded by veterans from Standard Chartered, UniCredit, and digital banking executives, has announced the official launch of Multiliquid, its institutional liquidity protocol.

After an extensive phase of development, auditing, and testing, Multiliquid is now operational and aims to tackle one of the most critical issues in the tokenized asset market: the liquidity shortage plaguing a sector worth over 35 billion dollars.

Instant and 24/7 Conversions Between Funds and Stablecoins

The core of Multiliquid’s innovation is the ability to perform instant and continuous conversions between major tokenized money market funds and stablecoins like USDC and USDT.

This eliminates the traditional days-long delays in redemption operations and the resulting illiquidity that has so far made tokenized assets less compatible with the operational needs of institutional treasuries.

The protocol already supports integration with major tokenized assets managed by entities such as Wellington Management and WisdomTree, thus offering continuous and instant liquidity.

Further integrations with other assets are planned for the future, expanding the range of tools available to institutional investors.

A New Scenario After the GENIUS Act

The launch of Multiliquid comes at a time of significant regulatory transformation. The GENIUS Act has indeed changed the rules of the game for dollar-pegged stablecoins, prohibiting issuers from directly paying interest or yields to holders.

This has put yield-bearing stablecoin models under pressure and raised concerns among U.S. banking lobbies, who fear risks to trillions of dollars in deposits due to potential regulatory loopholes.

With hundreds of billions of dollars in stablecoins that can no longer generate direct yield, institutions are seeking compliant solutions to match regulated and yield-bearing assets with the 24/7 liquidity of stablecoins.

Multiliquid was created precisely to meet this need: stablecoins remain payment instruments, while the yield comes from tokenized money market funds and other regulated real world assets (RWA), connected through the protocol’s swap layer.

Overcoming the Structural Illiquidity of Tokenized Assets

One of the main limitations of the tokenization boom is the persistent illiquidity. Despite the tokenized RWA market surpassing $35 billion, assets such as private credit, private equity, real estate, and commodities remain structurally illiquid, with redemptions tied to windows controlled by issuers rather than continuous secondary markets.

A recent IOSCO report highlights that the adoption of tokenized assets is still limited and efficiency is uneven, precisely because many products still rely on off-chain trading and settlement infrastructures.

The Bank for International Settlements (BIS) has also warned that tokenized money market funds suffer from a liquidity mismatch between on-chain and off-chain flows, highlighting the risk that a lack of liquidity could amplify market tensions.

Even for leading funds like BlackRock’s BUIDL, redemptions are still tied to traditional settlement cycles, in stark contrast to the blockchain’s promise of instant and 24/7 settlements.

Multiliquid: The Solution for Real Liquidity

Multiliquid positions itself as the solution to this gap, allowing institutions to perform swaps between tokenized money market funds or other blue-chip RWAs and stablecoins in a single atomic transaction. This way, portfolios can move at the speed of the blockchain, without having to wait for the issuers’ redemption cycles.

According to Will Beeson, founder and CEO of Uniform Labs and former co-founder of Standard Chartered’s tokenized asset platform, “the tokenization thesis only works if these assets are truly liquid. Today, there is virtually zero secondary liquidity for most tokenized assets, forcing investors to wait for redemption windows controlled by issuers. Multiliquid is the missing liquidity layer between tokenized assets and stablecoins, so that on-chain capital markets can operate in real-time.”

Architecture and Use Cases

The architecture of Multiliquid supports not only tokenized money market funds but also private credit, private equity, real estate, and other RWAs, all with the same instant settlement capability.

This makes the platform particularly appealing for large asset holders, who can finally integrate tokenization into their existing liquidity and treasury workflows.

Mark Garabedian, Director of Digital Assets and Tokenization Strategy at Wellington Management, emphasizes that “the infrastructure capable of reconciling regulated funds with always-on stablecoin networks is essential to make tokenized portfolios practical on a large scale.”

Angelo D’Alessandro, COO of Uniform Labs and former CEO of Buddybank at UniCredit, adds: “For decades, institutional finance accepted that yield and liquidity could not coexist. It was not a natural law, but merely a limitation of the infrastructures. Multiliquid is the new infrastructure, built to make finance operate at the speed of the internet.”

The use cases range from automated stablecoin sweeps, on-chain repos, instant RWA redemptions, on-chain treasury management, and collateral optimization for exchanges and trading platforms seeking to generate risk-free yield on stablecoin balances.

Uniform Labs and the Future of Tokenized Finance

Uniform Labs positions itself as a builder of neutral infrastructures for tokenized financial markets. The Multiliquid protocol, already available on Ethereum and coming soon to Solana, enables instant settlement between tokenized assets and stablecoins, unlocking 24/7 liquidity for institutional finance.

The compliance-first architecture, with support for KYC and whitelisting, ensures adherence to regulatory standards and neutrally connects qualified asset issuers and stablecoin providers.

With Multiliquid, Uniform Labs aims to finally make the promise of tokenization achievable: liquid assets, regulated yield, and continuous operations, paving the way for a new era in institutional management of digital investments.