As the cryptocurrency market rises in early 2026, Ethereum (ETH) remains an integral component of decentralized finance. Nonetheless, its huge market capitalization makes multiplier gains increasingly challenging for the average investor.
In 2026, smart money is moving toward high-growth assets that solve real-world problems. Leading this shift is Digitap ($TAP), an omni-bank ecosystem merging digital assets with the global banking system. Thus, it makes crypto as spendable and accessible as cash. Therefore, $TAP is a good crypto to buy.
While ETH offers the infrastructure, these five tokens offer utility that could enable them to outpace Ethereum in this cycle.
Digitap tops the list of projects to outperform Ethereum because it solves the “usability crisis” of cryptocurrency. While Ethereum lays the foundation for decentralized applications, Digitap provides the on-ramp and off-ramp for the entire financial lives of everyday users.
This project has already launched iOS and Android apps that enable users to manage fiat and crypto simultaneously. Moreover, users can spend their crypto like cash everywhere Visa is accepted.
Digitap’s deflationary tokenomics comprise the use of 50% of platform profits for buybacks and burns. This strategy builds constant buy pressure connected to real-world banking activity. Moreover, its current 124% APY staking reward helps in incentivizing long-term holding.
While Ethereum could still deliver massive ROI in 2026, Digitap’s low-valuation crypto presale offers the potential for multiplier gains. The omni-bank project could benefit from the multi-trillion-dollar global banking sector. Hence, it is considered the leading PayFi project of this cycle.
Remittix is building infrastructure that focuses on international remittances, a market served by slow and costly cross-border services. By using blockchain technology, Remittix delivers instantaneous, low-fee cross-border payments.
Its potential to outpace Ethereum is underpinned by its focus on a specific, highly demanded niche. Ethereum’s transaction fees often become a challenge during periods of high demand, making micro-remittances impractical.
Remittix focuses on delivering efficiency and speed in this environment. This component enables it to appeal to a large user base that wants practical, affordable solutions. Hence, its targeted use cases and an aggressive adoption model offer a defined path to mass adoption and considerable value growth.
Remittix is developing a low-cost platform focusing on cross-border payments and remittances. On the other hand, Digitap operates as a global general-purpose financial network. As the market turns to “all-in-one” financial platforms like Digitap, single-function platforms like Remittix and Ethereum may fall behind.
After multiple regulatory victories, XRP has strengthened its position as a major asset for institutional cross-border liquidity. In 2026, leading financial institutions and banks are constantly using the XRP Ledger for on-demand liquidity (ODL) to execute international transactions instantly.
While Ethereum focuses on serving the DeFi community, XRP is designed for the multi-trillion-dollar institutional remittance global market. This particular use case enables XRP to thrive without relying on general market trends.
As multiple central banks explore CBDC integrations using the XRP Ledger, the asset’s demand is supported by institutional necessity, not retail speculation. The utility offers it a unique path to outpace ETH in 2026.
Digitap appeals to users because it is changing the way crypto moves in the real world. It offers instant crypto-to-fiat conversion, virtual banking, and integrates with global payment rails like Visa. These components give $TAP an edge, which XRP cannot match on the consumer end. Hence, it is a good crypto to buy today.
Privacy-focused tokens seem to be making a huge comeback in 2026 due to growing concerns over surveillance and data security. Zero Knowledge Proof (ZKP) is not a simple privacy coin. It is a whole network powered by advanced ZK-snark technology, which supports verifiable, private transactions.
With authorities scrutinizing transparent blockchains like Ethereum extensively, there is a growing demand for financial confidentiality. ZKP’s fair launch and strong community focus attracts crypto enthusiasts who prefer privacy above everything else.
This niche seems smaller than Ethereum’s broad market. However, it is deeply committed and ready to support high valuations for assets that shield their financial sovereignty. This component offers the project significant upside potential.
Digitap also values users’ privacy and has built its model with a no-KYC component in its core. It gets rid of non-essential identity requirements, lowering the crypto participation barrier for users. Hence, $TAP is one of the best altcoins to buy in 2026.
Despite being in a highly competitive crypto sector, Solana continues to thrive in 2026. The token could outperform Ethereum due to its superior throughput and low latency. Currently trading near $130, SOL seems to appeal to retail traders and high-frequency automated market makers.
While Ethereum struggles with high gas fees in times of high volatility, Solana’s network remains affordable and efficient. This capability enables it to host a huge volume of NFT transactions.
As the 2026 bull market starts, the huge volume of retail activity on Solana could increase its value faster than the more established, slower-moving Ethereum.
Digitap is building an infrastructure that could dominate the next decade of on-chain banking. Notably, experts predict that $TAP could outperform SOL and ETH before the year ends. Therefore, Digitap is a good crypto to buy now.
$TAP’s crypto presale is currently selling in round 3 at $0.0411. This low valuation is the reason investors are buying the token aggressively. With a listing price of $0.14, early buyers are offered a 70.64% discount currently.
More than 120,000 wallets have been linked to the presale dashboard, and over 180 million tokens have been acquired by early investors. Also, Digitap has raised more than $3.8 million, with investors rushing to buy before $TAP’s value explodes.
The crypto market is maturing beyond speculative hype. Interestingly, investors are turning to projects that offer tangible, real-world utility. While Ethereum remains a foundational giant, investors are rotating into alternatives with higher growth potential.
Digitap leads this new wave of capital rotation into projects expected to outperform ETH in 2026. Its omni-bank ecosystem and collaboration with Visa make crypto spendable in daily transactions. This makes $TAP the best crypto to buy this January.
Remittix, XRP, Zero Knowledge Proof, and Solana are the other compelling alternatives that could outpace Ethereum in the coming cycle. While all these emerge as excellent investments, $TAP is the best option for investors looking for a reliable, utility-backed token expected to outperform ETH this year.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
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