Investors who got into Ethereum when prices were less than $10 invested based on real utility before its widespread recognition. The same mindset is being applied to Mutuum Finance (MUTM), a DeFi crypto that is on a rise, focusing on lending and borrowing. Priced at $0.04 in Phase 7, up from $0.01 since its inception, MUTM has already raised close to $20 million with a rapidly growing list of supporters. With a well-structured plan to launch V1 with overcollateralized lending, interest-bearing positions, and a well-structured liquidity plan to ease selling pressure upon launch, MUTM is indeed one of the best cheap cryptocurrencies to buy.
ETH Price Analysis
Currently, Ethereum is trading around $3,094 in a sideways trend after being rejected in the vicinity of $3,300 to $3,340. Although attempts to breach the $3,060 to $3,080 support area have been met by buyers on several occasions, it is clear that there is no strong or impulsive movement. A break above $3,150 to $3,200 would therefore be necessary to confirm that Ethereum possesses renewed signs of strength. Although Ethereum possesses stable exposure, it does not offer the same level of asymmetric gains that are possible through access to an early-stage presale like Mutuum Finance (MUTM).
MUTM Growth
The presale offered by Mutuum Finance has sparked massive momentum with more than 18,800 participants and close to $19.75 million raised. Phase 7 tokens cost $0.04, which is the most affordable entry yet before Phase 8 tokens cost $0.045 and public trading begins with tokens selling at $0.06. One of the advantages of participating in this stage of the Mutuum Finance project is the same strategic positioning that those who bought Ethereum in 2015 felt. This is making Mutuum Finance a top DeFi crypto to watch.
Flexible Liquidity
A major benefit of MUTM is the fact that it is able to unlock liquidity in such a manner where investors do not have to liquidate their assets. For example, if one holds 5 Ether, they will be able to borrow another asset like USDT against the ETH to attend to their needs. They also get to benefit from the benefits of any ETH price increase. Such dual capital utilization, therefore, ensures that the investors make effective use of liquidity as well as have the benefits of capital appreciation. This positions MUTM as one of the best cheap cryptocurrencies to buy.
Lending for Passive Income
Besides borrowing, MUTM provides several ways to gain passive returns. Peer to Contract (P2C) pools enable investors to gain returns of 7-10% APY. Peer to Peer (P2P) lending allows investors to negotiate directly with borrowers to gain higher-risk positions, which can possibly provide returns of up to 18% APY. By providing several layers of functionality to gain returns in multiple ways, MUTM provides ample choices to those who are searching for the next crypto to explode.
In Mutuum Finance, there’s a direct relationship between activities on the platform and staker rewards. Every transaction on the platform results in the generation of fees, with a certain portion spent on buying back MUTM tokens on the free market and distributing them to stakers in rewards. With the rise in adoption, there’s also an escalation in buybacks, leading to a self-fulfilling and positive cyclical pattern in a beneficial manner for long-term users in the MUTM community. This further solidifies its position as the DeFi crypto that is attractive for early-stage investors.
Why Early Investors Are Noticing
The discounted presale price, a DeFi platform, yield incentives, and adoption-mediated staking rewards makes MUTM stand out in 2026 as an incredible opportunity for investors. While Ethereum enjoys an established network, MUTM boasts asymmetric upside that was last seen when Ethereum first emerged along with utility that enables it to facilitate borrowing and lending as well as earning passive income for users of the DeFi protocol. For those seeking the best cheap cryptocurrency to buy with growth potential, MUTM is clearly an option to watch.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
Source: https://www.cryptopolitan.com/early-ethereum-eth-investors-are-turning-to-this-new-defi-crypto-heres-why/


