The post Crypto Bill Sidelined as Washington Chooses Housing Over Digital Assets appeared on BitcoinEthereumNews.com. Key Insights The crypto bill delay reflectsThe post Crypto Bill Sidelined as Washington Chooses Housing Over Digital Assets appeared on BitcoinEthereumNews.com. Key Insights The crypto bill delay reflects

Crypto Bill Sidelined as Washington Chooses Housing Over Digital Assets

4 min read

Key Insights

  • The crypto bill delay reflects political priorities, with housing costs taking precedence over digital asset regulation.
  • Industry division, including Coinbase withdrawing support, reduced pressure on lawmakers to move the bill forward.
  • The Clarity Act remains stalled, leaving enforcement as the default while regulatory clarity slips further into the election year.

The upcoming crypto bill did not fail this month. It simply slipped out of focus. In Washington, that usually happens quietly. There is no big vote, no loud rejection. Lawmakers just move on to something else. This time, that “something else” was housing.

As 2026 moves closer to election season, rising rent and home prices have become a louder issue. Compared to that, crypto rules started to feel less urgent. Yet, the reasons could be something that hides in plain sight.

Washington Followed Voters, Not Crypto

The Senate Banking Committee had been preparing to move forward with a major crypto bill. Instead, it shifted its attention toward housing legislation. The reason was simple.

Crypto Bill Update | Source: Pi Network Academy (X)

Housing affects almost everyone. Rent, mortgages, and affordability are daily problems. Lawmakers hear about them constantly from voters. Crypto does not create the same pressure yet.

When time is limited, politicians usually choose the issue that people complain about the most. This time, housing won. That does not mean lawmakers suddenly dislike crypto. It means crypto still sits lower on the priority list when compared to issues that touch everyday life.

A Friendly Tone Did Not Mean Urgency

This shift happened even though the White House has sounded more open to crypto over the past year. There has been talk about innovation, jobs, and keeping digital asset development in the United States, per the Clarity Act.

But political tone and political action are different things. When lawmakers decide what to push first, they look at what helps them most during elections. Housing does that. Crypto, at least for now, does not. So even with positive signals from the top, crypto rules were easy to delay.

The Industry Was Not Speaking with One Voice: Possible Crypto Bill Delay Reason?

The crypto bill delay also became easier because the crypto industry itself was divided.

Coinbase, one of the largest crypto companies in the country, pulled its support from the Senate version of the bill. The company said recent changes made the proposal harmful. Its biggest concern was language around stablecoin rewards and tokenized assets.

Once that support disappeared, the sense of urgency disappeared with it. From Washington’s side, disagreement inside the industry reduces pressure. If crypto companies cannot agree on what they want, lawmakers feel safer waiting.

The Clarity Act Was Supposed to Fix This

The bill at the center of this delay is known as the Clarity Act. Its goal was to explain how crypto should be regulated and who should regulate it. Some assets would fall under securities rules. Others would fall under the commodities rules. Exchanges and developers would finally know where they stand.

The idea was to replace uncertainty with a clear rulebook. But as changes were added, the bill stopped bringing people together. Instead, it became another point of argument. What was meant to simplify the system ended up slowing it down.

Right now, nothing is settled. The bill has not passed. It is not rejected. It is simply waiting. In the meantime, regulators continue using existing laws. Enforcement remains the main approach.

This kind of delay often stretches longer than expected. As elections get closer, priorities shift again. Crypto clarity moves further away without anyone formally saying no.

What This Moment Really Means for Crypto?

The most important lesson is about attention here. Crypto was not blocked by strong opposition. It was postponed because it could not compete with an issue voters care about more.

For now, that is crypto’s place in Washington. Not ignored. Not embraced. Just waiting behind louder problems. And until digital assets feel as real to voters as rent and home prices, crypto bill delays like this are likely to keep happening.

Source: https://www.thecoinrepublic.com/2026/01/22/crypto-bill-sidelined-as-washington-chooses-housing-over-digital-assets/

Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact service@support.mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

Three dormant wallets, suspected to belong to the same entity, purchased 5,970 ETH eight hours ago.

Three dormant wallets, suspected to belong to the same entity, purchased 5,970 ETH eight hours ago.

PANews reported on February 4 that, according to Lookonchain monitoring, three wallets that had been dormant for four years (likely controlled by the same entity
Share
PANews2026/02/04 11:36
NVIDIA Stock Price Analysis as OpenAI Issues Concerns About its Chips

NVIDIA Stock Price Analysis as OpenAI Issues Concerns About its Chips

Key Insights NVIDIA stock started the week in the red. It crashed by over 2%. Meanwhile, the S&P 500, Dow Jones, and Nasdaq 100 moved close to their all-time highs
Share
Themarketperiodical2026/02/04 11:27
Ondo Finance Launches USDY Yieldcoin on Stellar, Bringing Tokenized U.S. Treasuries to Users

Ondo Finance Launches USDY Yieldcoin on Stellar, Bringing Tokenized U.S. Treasuries to Users

Ondo Finance, a U.S.-based digital asset firm specializing in bringing traditional financial products on-chain through tokenization, is expanding its yieldcoin USDY to the Stellar network. This lates update marks a step forward in merging tokenized real-world assets with a global payments infrastructure, unlocking new opportunities for users worldwide. The announcement was made at the Stellar Meridian event in Copacabana, Rio de Janeiro, on September 17. USDY Joins the Stellar Ecosystem Ondo Finance, a recognized leader in tokenized real-world assets, announced the deployment of United States Dollar Yield (USDY) on Stellar, the payments-focused blockchain known for speed and low transaction costs. USDY is the most widely available “yieldcoin,” offering investors access to onchain assets backed by U.S. Treasuries. This launch allows Stellar’s global user base to tap into permissionless, yield-bearing assets tied to one of the safest financial instruments in the world. It also aligns with Stellar’s mission of driving fast, affordable cross-border payments. Combining Yield with Payments Infrastructure “Stablecoins unlocked global access to the U.S. dollar. With USDY, we’re taking the next step by bringing U.S. Treasuries onchain in a form that combines stability, liquidity, and yield,” said Ian De Bode, Chief Strategy Officer at Ondo Finance. “Fast, affordable cross-border payments are at the center of what Stellar was designed to do. The global reach of the Stellar ecosystem combined with a yield-bearing asset like USDY levels up what is possible onchain, allowing wallets and businesses to offer yield opportunities to their users,” said Denelle Dixon, CEO of the Stellar Development Foundation. Ondo claims by pairing USDY with Stellar’s infrastructure, new possibilities open up in treasury management, collateralization, and everyday financial applications. Unlocking Institutional and Retail Use Cases USDY currently manages over $650 million in total value locked (TVL) across nine blockchains and offers a 5.3% APY. By launching on Stellar, Ondo Finance extends these benefits to global retail and institutional users. The firm explains balances on Stellar can now become productive, supporting use cases such as onchain savings, institutional treasury strategies, cost-efficient collateral for DeFi protocols, and remittance flows that carry yield rather than remaining static. A Milestone for Tokenized Treasuries With the integration of USDY, Stellar users gain more than just access to stable-value assets—they gain access to institutional-grade yield. For investors outside the U.S., the launch represents a new way to combine the safety of Treasuries with the accessibility of blockchain technology. As tokenization accelerates globally, Ondo Finance’s decision to deploy USDY on Stellar reinforces the narrative that blockchain is not just about speculation, but about reimagining the global financial system through secure, yield-bearing digital assets
Share
CryptoNews2025/09/18 00:46