Bitcoin and XRP Price Predictions By AI for Lunar New Year 2026

• Four AI models project Bitcoin between $90,000 and $155,000.
• XRP forecasts range from $1.70 to $5.00 across various scenarios. 
• A $1,000 investment in XRP today could be worth approximately $1,200 to $3,500, depending on market conditions.

ChatGPT, Claude, Grok, and Perplexity have shared price projections for Bitcoin and XRP ahead of the Lunar New Year on February 17, 2026. Each AI model analyzed technical trends, macroeconomic conditions, and investor behavior to create scenario-based forecasts.

As of this press time, Bitcoin trades near $68,567, while XRP trades at $1.46. Both tokens have experienced monthly losses of 28% and 29%, respectively, reflecting a significant pullback from their 2025 highs.

Current Bitcoin Updates 

Notably, Bitcoin is down about 45% from its October 2025 high near $126,200. Market sentiment is cautious after early-February corrections tested $60,000 support, with ETF flows and institutional adoption driving price movements. 

Institutional metrics remain strong. BlackRock holds over 773,000 BTC, and corporate treasuries like Strategy hold 714,644 BTC. Macro conditions include a paused Fed rate near 3%, CPI around 2.5–2.7%, a weakening dollar, and ongoing correlations with equities. Retail sentiment remains cautious, with the Fear & Greed Index at 9 and low Google Trends activity.

XRP Current Analysis 

XRP is down about 64% from its July 2025 high of $3.66. Technical support is near $1.43, with resistance around $1.50–$1.80. Short-term indicators suggest a potential range of $1.00–$1.50.

XRP closely tracks Bitcoin with a 0.7–0.9 correlation, and easing markets along with lower remittance costs continue to support adoption.

Related: Tom Lee: “We’re Really Close to the End” of the Crypto Winter

AI Models’ Bitcoin and XRP Predictions

ChatGPT

ChatGPT focused on historical post-halving cycles and global liquidity trends, noting Bitcoin’s higher-low trajectory.

• Base scenario: $110,000–$130,000
• Weaker macro: $95,000–$105,000
• Stronger institutional expansion: $140,000–$150,000

For XRP, ChatGPT highlighted the impact of regulatory clarity and growth in cross-border transactions. It projects a base scenario of $2.00 to $3.00, a softer market range of $1.80 to $2.20, and stronger adoption reaching $4.00 to $5.00. 

At $1.45 per token, $1,000 could buy about 690 XRP, which may grow to $1,380 in the base case, $2,070 in stronger adoption, and $3,450 in the most bullish scenario.

Claude

Claude emphasized the role of interest rates, inflation trends, and global money supply in shaping cryptocurrency performance. The model links crypto movements to easing financial conditions and institutional capital flows. 

Claude projects Bitcoin to trade between $105,000 and $125,000 in a base scenario. Tighter conditions could see it hold around $90,000-$100,000. Meanwhile, stronger liquidity expansion could push Bitcoin to $135,000–$145,000.

For XRP, Claude highlighted retail adoption and adoption by payment networks. Its base range is $2.20- $3.20; slower growth could keep it near $1.70–$2.10, while stronger institutional or retail demand could push it to $4.50. 

Under this scenario, an investment of $1,000 in XRP at $2.20 could grow to $1,518, while $3.20 would equate to $2,208, and $4.50 to $3,105.

Elon Musk’s Grok

In Grok’s base scenario, Bitcoin could trade between $115,000 and $130,000. Slower momentum may keep it near $100,000–$110,000, while stronger institutional and retail participation could push it above $145,000.

For XRP, Grok anticipates a base range of $2.50–$3.50. Weaker sentiment may keep the token near $2.00, while stronger demand could push it to $5.00. Accordingly, a $1,000 investment in XRP today could grow to $1,725 in the base scenario. It could also rise to $2,415 at $3.50, or $3,450 at $5.00.

Perplexity AI

Perplexity combined on-chain data, network usage metrics, and macroeconomic indicators to evaluate Bitcoin and XRP. It observed that Bitcoin’s exchange reserves have declined during past growth cycles, reducing available supply, and examined transaction volumes and long-term holder behavior. 

Bitcoin is projected between $108,000 and $128,000 in a base scenario, $95,000–$105,000 under weaker macro conditions, and $140,000–$155,000 if capital inflows remain strong.

For XRP, Perplexity reviewed transaction counts, liquidity depth, and regulatory developments. It forecasts a base range of $2.30–$3.30, slower adoption could see $1.80–$2.20, and strong institutional uptake may reach $4.00–$4.80. 

At $2.30 per XRP, a $1,000 investment could grow to $1,587, while $3.30 would become $2,277, and $4.80 would reach $3,312.

Related: XRP Price Prediction: Garlinghouse Joins CFTC Panel As XRP Tests $1.40 Support

Key Catalysts and Risks for 2026 Lunar Year

Upside catalysts include potential Fed rate cuts or dollar weakness, $5–$10 billion cumulative XRP ETF inflows, broader institutional adoption, sovereign integration for BTC and XRP, and post-Lunar New Year re-engagement of Asian markets. 

Downside risks include sticky inflation keeping rates high, strong BTC correlation with equities (~93% with the S&P 500), ETF outflows or weak inflows, XRP failing to reclaim $1.43–$1.50 support, and regulatory setbacks.