# Fiat/P2P

Note: Currently, the Merchant Background is only available on the website for verified merchants.  Basic settings 💡 How to change my nickname? You can change your nickname via [User Center].  Click on the edit button next to your current nickname to edit. It can only be modified once every 30 days.  Note: Merchant Nickname is different from personal account nickname; where Merchant Nickname is the Nickname that will be shown in your Published Ads. Please set your nickname professionally and do not use your real name. We reserve the right to close a merchant's ads or disqualify a merchant if we find the nickname offensive or improper. 💡 How to add a payment method

Dear MEXCers,As 2024 comes to a close, we would like to thank all our users for your support and trust!As a token of our gratitude, MEXC P2P has prepared an exciting year-end celebration! A series of Christmas surprises, exclusive rewards, and delightful challenges await. Let us embrace the arrival of the New Year together! 🎁🎯 Maker Daily ChallengePost an ad, complete the challenge, and win amazing USDT rewards!Register Now to Unlock Your Surprise!Follow our official Telegram channel for the latest updates on P2P events.Event Terms and Conditions: This event is open to both P2P users and merchants. The New P2P Maker event is only open to users who have never posted an ad on P2P before the start of the event.Rewards for the New P2P Maker event will be given as cashback, while the rewards for the Maker Daily Challenge will be in the form of Futures bonuses.Users must click the registration button and provide the required information to claim their rewards. All data will be automatically recorded by the system.Rewards will be distributed within 14 business days after the event concludes.Participants must strictly adhere to the terms of service. MEXC reserves the right to disqualify users suspected of wash trading, bulk account registrations, self-trading, or market manipulation during the event. MEXC reserves the right to modify the terms of this event without prior notice. MEXC reserves the right of final interpretation for this event. If you have any questions, please contact the customer service team.Enjoy trading on MEXC.The MEXC Team16 December 2024

Dear MEXCers,📅 Event Period: Dec 9, 2024 - Dec 15, 2024 The P2P New User Task is now live! If you have never traded on MEXC P2P, complete one simple step to enjoy the lowest market price for purchasing USDT. Also, get an additional $20 USDT Futures bonus reward upon deposit! You must register for this event to be eligible: Register Now!🎁 P2P New User Task! Buy USDT at the Lowest Market Price! Step 1: Sign up for a MEXC account and complete at least the primary KYC.Step 2: Go to the P2P trading market to buy USDT at a 10% discount at the lowest market price. Merchants collaborating with MEXC will have a "New User Exclusive" label. Please select the appropriate ad. If the "Buy USDT" button is available, it indicates that you are eligible to participate. Check it out now! 🎁 New User Exclusive: Deposit via P2P & Get a $20 Futures Bonus!During the event, new users who accumulate over $100 in P2P purchases and complete any trade (Spot/Futures) that incurs a fee will receive a 20 USDT Futures bonus!Limited to the first 100 users daily. First come, first served!Deposit Now!**Follow the official Telegram channel for the latest updates on P2P events and information.Event Terms and Conditions:This event is only open to new P2P users.New P2P users refer to those who have never traded via P2P on MEXC before the event start date.Users must click the registration button and provide the required information to claim the reward. All data will be automatically recorded by our system.Rewards will be distributed within 10 business days after the event concludes.All participants must strictly follow MEXC’s terms of service. MEXC reserves the right to disqualify any participants engaging in dishonest activities or abusing the event, including bulk account creation for additional rewards or any other activities related to illegal, fraudulent, or harmful purposes.MEXC reserves the right to modify the terms of this event without prior notice.MEXC reserves the right of final interpretation for this event.Enjoy trading on MEXC.The MEXC Team1 December 2024

Dear MEXCers,MEXC completed the fiat database system upgrade on November 16 (UTC). All affected services have returned to normal.Thank you for your support!Enjoy trading on MEXC.The MEXC TeamNovember 16, 2024 

Dear MEXCers,To enhance the user experience, MEXC will perform a database system upgrade. The specific arrangements are as follows:Upgrade Period:Nov 16, 2024, 23:00 - Nov 17, 2024, 00:00 (UTC)During the upgrade, the scope of impact will be as follows:The P2P order process may fail, including placing orders, making payments, releasing funds, canceling, and application functions. The P2P ad process may also encounter issues, including posting, editing, listing, delisting, and deleting ads.EUR deposits, withdrawals, account linking, and order placements, global bank transfer card linking and order placements, credit card transaction linking and order placements, and third-party transaction orders may fail.The completion of fiat orders and EUR deposit/withdrawal orders may be delayed.MEXC MasterCard applications, deposits, and order inquiries may fail.Fiat K-line data may be unavailable or delayed, and fiat account transfer operations may encounter errors or delays.The impact duration of the above-mentioned services will generally not exceed 5 minutes. If you encounter any related issues, we recommend trying again after 5 minutes.Things to Note:Please rest assured that all users' assets are secure during the upgrade.Please make your financial arrangements in advance to avoid risks caused by market fluctuations during the upgrade.The system upgrade time is an estimated duration and may differ from the actual time required.If there is significant market volatility before the upgrade, the platform may delay the upgrade time based on market conditions and issue an announcement.Once the upgrade is complete, the above affected services will resume normal operation, and a separate announcement will be made at that time.We sincerely apologize for any inconvenience this may cause. If you have any questions, please feel free to contact our online customer service.Enjoy trading on MEXC.The MEXC TeamNovember 13, 2024 

Last updated on 28 November, 2025Unlock exclusive rewards with our special P2P 1-Fiat offer—your first move could instantly earn you rebates and airdrops!Join now and claim up to 10 USDT in rewards in just a few simple steps.Eligibility• Users must complete at least Primary KYC Verification to qualify for rewards.• Eligible purchase currencies include IDR, NGN, PHP, and PKR only.How to Join• Step 1: Make your first-ever purchase via "0.5 USDT Free" ads on MEXC P2P to receive an instant rebate of 0.5–1 USDT.• Step 2: Within 7 days of your first purchase, deposit at least $100 and complete at least one Spot or Futures trade to receive an additional 9 USDT reward.Notes• The 0.5–1 USDT rebate is only applicable to selected "0.5 USDT Free" ads. Visit the MEXC P2P page to find the ads at the top of the ads list in IDR, NGN, PHP, and PKR markets.• The 9 USDT additional reward is available only to users who deposit a minimum of $100 on MEXC and complete at least one Spot or Futures trade within 7 days of their first deposit via P2P. The reward will be distributed within 7 business days.• Rewards will not be granted to users who withdraw funds within 24 hours of meeting the requirements, or to users who have not made their first deposit via MEXC P2P.Don't miss out. Get started now to claim your rewards before the offer ends!Terms & Conditions• Registration is not required for this promotion. The system will automatically track the deposit and trading activities of eligible participants throughout the promotion period.• All participating users must strictly abide by the MEXC Terms of Service. MEXC reserves the right to disqualify any participants who engage in dishonest or abusive activities during the event, including bulk-account registrations to farm additional bonuses and any other activities in connection with unlawful, fraudulent or harmful purposes.• MEXC reserves the right to modify the terms of this event without prior notice.• MEXC reserves the right of final interpretation for this event. If you have any questions, please contact the Customer Service team.• By participating in this event, users confirm that they have read and agreed to these Terms and Conditions. In the case of any disputes, MEXC reserves the right to make the final interpretation of all activities in this promotion.

Dear MEXCers,Here at MEXC, we continuously upgrade our P2P trading platform to provide you with more convenient services, the best prices, and zero trading fees for deposits.To thank our users for their support, we are launching a limited-time discount event for purchasing USDT at a 10% discount! 🔥Please visit the P2P trading page, select your preferred fiat currency, and place an order through ads marked with the "New User Exclusive" label. If the [Buy USDT] button is available, it means you are eligible to participate.🕙 Seize the limited-time discount now and take advantage of the brand-new trading experience that the MEXC P2P trading platform has to offer!>>Click here to visit the P2P page and participate in the discount event**Follow the official Telegram channel for the latest updates on P2P events and information.Event Terms & Conditions: This event is open to P2P users only and is not available for P2P merchants.Cashback rewards will be distributed to eligible users during the weekdays following the previous week.All participants must strictly adhere to MEXC's Terms of Service. MEXC reserves the right to disqualify any participants engaging in dishonest or abusive activities during the event, including bulk account creation for additional bonuses and any other activities related to illegal, fraudulent, or harmful purposes.MEXC reserves the right to modify the terms of this event without prior notice.MEXC reserves the right to final interpretation for this event.Enjoy trading on MEXC.MEXC Team31 October 2024

Dear MEXCers, MEXC has added new trading pairs for fiat deposits via bank transfers, offering zero fees for all users. Experience quick deposits!Crypto pairs eligible for zero-fee deposits include: EUR-BTC, EUR-ETH, GBP-BTC, GBP-ETH, GBP-USDT, GBP-USDC, CHF-BTC, CHF-ETH, CHF-USDT, CHF-USDC, AUD-BTC, AUD-ETH, AUD-USDT, AUD-USDC, JPY-BTC, JPY-ETH, JPY-USDT, and JPY-USDC. You can purchase crypto via fiat currency bank transfers.EventPeriod: October 28, 2024 - November 10, 2024 Buy now：https://otc.mexc.com/deposit-fiat Note: MEXC does not provide fiat deposit services or accept sign-ups or trading applications from the following countries: North Korea, Cuba, Sudan, Syria, Iran, Crimea, Mainland China, Indonesia, Singapore, Venezuela, the United States, the United Kingdom, and Canada (collectively referred to as "Restricted Countries").Enjoy trading on MEXC.MEXC TeamOctober 28, 2024

MEXC's Brand New EUR Deposit and Withdrawal Service: Creating an Unparalleled Trading Experience!As a global leader in cryptocurrency trading platforms, MEXC has launched a brand new EUR deposit and withdrawal service specifically for EU users, offering an advantageous and seamless experience:1. Zero Deposit Fees MEXC is committed to offering users the most competitive fee rates. Enjoy zero fees on EUR deposits, making your transactions more cost-effective and saving you money with every deposit. 2. Instant Crediting When depositing EUR via SEPA payment, funds are credited in seconds—no waiting required—so you can start trading quickly. EUR withdrawals are just as efficient, allowing you to easily manage your funds and respond rapidly to market changes. 3. Flexible Deposit and Withdrawal PoliciesMEXC offers flexible deposit and withdrawal policies that accommodate both daily trading and large transactions. With no cumbersome restrictions, your funds flow freely, making your trading operations smoother and worry-free.4. Green Channel for Large Deposits MEXC supports large deposits with a green channel for high-net-worth users, providing exclusive fast crediting services. Large transactions are processed quickly, enhancing the efficiency of your fund operations. 5. 24/7 Service MEXC's EUR deposit and withdrawal service is available around the clock. With 24/7 support, you can complete deposits or withdrawals at any time, seizing every trading opportunity. 6. Convenient and Secure Experience With MEXC's EUR deposit and withdrawal service, users enjoy a lightning-fast trading experience backed by high-security measures to ensure every financial transaction is safe and secure. Experience MEXC's EUR deposit and withdrawal service today and enjoy the benefits of fast transactions, low fees, and flexible options! Easily deposit funds and withdraw quickly—all at MEXC Exchange! MEXC—making trading easy and profitable!Enjoy trading on MEXC.The MEXC Team6 November 2024

What is P2P Trading?P2P trading on MEXC lets you buy and sell cryptocurrencies directly with others. While P2P trading offers users convenience and greater control over their trades, the potential risk of scams is still present. To mitigate this risk, MEXC uses an escrow service that holds users' crypto securely until both sides fulfill their end of the trade. However, it's important to remain vigilant, as scammers may still exploit potential vulnerabilities if proper precautions aren't taken. Escrow: Your Safety NetMEXC's escrow service is an essential tool for safeguarding your crypto. Once a trade begins, the crypto you're selling is locked in escrow until payment is confirmed. Only then will it be released. It's crucial to always verify that the fiat transaction is fully complete before releasing your funds. Staying Alert: The Best Defense Against ScamsWhile the escrow system adds a layer of protection, it's important to remain vigilant, as there are still bad actors attempting to exploit users. Always ensure that each step of the process is properly verified. If something seems off, trust your instincts and proceed with caution. Common P2P Scams and How to Avoid Them1. Fake Receipts and Escrow Transaction ScamsThis scam can be particularly deceptive. Scammers may send fake screenshots or forged receipts to make it appear as if they've already made payment. They may even pressure you to release your crypto, falsely claiming that the escrow system will only verify the transaction after you do so.Example: You receive (a screenshot of) what seems like proof of payment, or the scammer insists that the escrow system will only confirm payment once the crypto is released; however, no funds have actually been transferred.How to Avoid It: Always verify the transaction by checking your bank or wallet to confirm that the funds have been received before releasing any crypto. Never let someone rush you. Take the time you need to ensure the payment is genuine. If anything feels suspicious, walk away from the trade and reach out to MEXC Customer Service for assistance. 2. MEXC Impersonation ScamsScammers may attempt to impersonate MEXC Customer Service agents, pressuring you to release your crypto immediately under the threat of account suspension or freezing. They may also request sensitive information, such as your email address, to send phishing emails that appear to be official notices from MEXC.Example: You receive a message from someone claiming to be a MEXC representative, telling you to release your crypto to your account to avoid it being frozen. Additionally, you may receive an email that appears legitimate but is designed to trap you.How to Avoid It: Always verify the identity of the person you're talking to, especially anyone claiming to be from MEXC. MEXC Customer Service will never ask you to release funds or share sensitive information. Carefully check the contact details, and avoid responding to unsolicited messages. To further safeguard your account, set up an anti-phishing code in your account settings to identify real emails from MEXC. 3. Triangle ScamsIn a triangle scam, two scammers target the same seller by placing identical orders for the same amount of crypto, usually simultaneously. The goal is to create confusion and make the seller believe both buyers are legitimate. However, only one payment is made between the two scammers. They work together, each pressuring the seller to release the crypto without verifying the payment, hoping the seller will act too quickly.Example: A seller receives orders from two buyers who seem urgent and trustworthy. The scammers work together, each trying to pressure the seller to release the crypto. The seller might receive a payment for one order and release the crypto for that transaction, without confirming the details of the sender. Afterward, the second buyer presents a legitimate receipt, forcing the seller to release the second order, leaving the seller without crypto or payment for the second transaction.How to Avoid It: Take your time and avoid rushing into releasing crypto. If you're dealing with two buyers who seem overly eager or insistent, this should raise a red flag. Always request payment receipts from both buyers and ensure the sender's name matches their MEXC account. Verify that each order is separate, and if anything feels suspicious, trust your instincts. Never skip verification steps, even if the buyers seem urgent. 4. Chargeback ScamsChargeback scams occur when a buyer attempts to reverse the payment after you've already released the crypto. They may claim that the payment was unauthorized or that the transaction was fraudulent, leaving you without the crypto and the payment.Example: After receiving a payment and releasing the crypto, the buyer later files a chargeback, claiming they never made the payment. The bank reverses the transaction, and you are left with no crypto and no payment.How to Avoid It: To prevent chargeback scams, always ensure you're accepting payments through methods that are non-reversible, such as bank transfers or other chargeback-free payment methods. Using credit cards or similar methods increases the risk of chargebacks. Additionally, verify that the buyer's name matches the one on their MEXC account. Any discrepancies should raise suspicion. Avoid accepting payments from third parties, as this complicates verifying the legitimacy of the transaction. If anything seems suspicious, gather evidence and immediately contact MEXC Customer Service to report the issue.  5. Fake SMS ScamsScammers may send SMS messages that appear to be alerts from your bank or wallet app, claiming you've received a payment. These messages may even include a link to a fake site that prompts you to enter login details or release funds.Example: You receive a text saying, "You've received a payment!" with a link to confirm it. The link leads to a fraudulent site that steals your login credentials when you enter them.How to Avoid It: Never fully trust and rely solely on SMS notifications. Always log in directly to your bank or wallet app to verify if a payment has been received. Avoid clicking on any suspicious links and ensure the source is legitimate before taking action. Final Tips for Safe P2P TradingWhether you're buying or selling, safety is paramount. Adhering to platform guidelines ensures smooth transactions and reduces the risk of scams. Here are key tips for both sellers and buyers.Keep communication within the platform. All conversations should occur within the MEXC P2P chat. Avoid responding to requests to communicate via third-party apps or platforms, as this ensures transparency and traceability.Follow platform alerts and guidelines. MEXC regularly provides security alerts and updates. Stay informed by paying attention to these, and always follow the platform's guidelines to ensure secure transactions.For Sellers:Verify the payment before releasing the crypto. Never rely on screenshots or unverified proof of payment. Always double-check your bank account or wallet to confirm that the payment has been received before releasing any cryptocurrency.Do not trust SMS alone. Scammers may send fake SMS messages that look like payment confirmations. Always verify the payment by checking your bank account or wallet directly, not just through a text message.Avoid rushed transactions. Scammers often try to pressure sellers into releasing crypto quickly. If a buyer is overly pushy or demanding, it's a major red flag. Take your time to verify all details before completing the transaction.Watch for fraudulent chargebacks. If you're accepting payments via methods that allow chargebacks (such as credit cards), ensure that you have full proof of payment, including transaction confirmations from your bank. Chargebacks can leave you without both the crypto and the payment.Verify the buyer's identity. Always check that the buyer's name matches the name on their MEXC account. This provides an extra layer of protection, particularly in preventing chargebacks. If the names do not match, do not proceed with the trade.For Buyers:Avoid suspiciously low prices. If a deal seems too good to be true, it likely is. Be cautious and logical as prices significantly lower than the market rate are often a red flag.Ensure enough time before the order expires. When completing the fiat transaction, ensure you have sufficient time before the order expires. If you fail to mark the order as paid in time, it will automatically be canceled, and you risk losing your money.Be cautious if the seller is delaying. If the seller is slow to provide payment details or offers excuses, it may indicate fraudulent intent. Often, sellers may attempt to push you to make a payment just before the order expires, putting you in a vulnerable position.Never cancel an order after payment. Once you have made the payment, do not cancel the order, even if the seller asks you to place a new order for a better price or gives other excuses. Stick to your original order to avoid potential scams. By following these steps, both buyers and sellers can help protect themselves from scams and make P2P trading safer and more secure on MEXC.