Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15050 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
$200K XRPL Attackathon Launches with Immunefi to Boost Security

$200K XRPL Attackathon Launches with Immunefi to Boost Security

The post $200K XRPL Attackathon Launches with Immunefi to Boost Security appeared on BitcoinEthereumNews.com. In Brief $200K Attackathon invites global researchers to test XRPL Lending Protocol for vulnerabilities. Program runs Oct 27–Nov 29 with 35K+ lines of C++ code open for review and rewards. Initiative supports Ripple’s institutional DeFi roadmap with Immunefi-led security testing. Ripple and Immunefi have launched a $200,000 Attackathon to secure the proposed XRPL Lending Protocol ahead of its mainnet deployment. The program combines adversarial testing and developer education to identify critical vulnerabilities before launch. The Attackathon runs from October 27 to November 29, following an education phase that started on October 13 via the XRPL Attackathon Academy. Researchers will review over 35,000 lines of C++ code and compete for rewards paid in RLUSD. The XRPL Lending Protocol supports uncollateralized lending with off-chain credit assessments and on-chain fund management via new standards like XLS-66. The system excludes smart contracts and wrapped assets, instead relying on native XRPL features and institutional-grade design. We’ve partnered with @rippleXDev to launch a $200,000 Attackathon helping secure the proposed XRPL Lending Protocol. This is a time-boxed, adversarial competition to identify vulnerabilities before the protocol reaches production. pic.twitter.com/792uz2fRNZ — Immunefi (@immunefi) October 13, 2025 Rewards will be unlocked if at least one valid bug is submitted, with a fallback pool of $30,000 available for valid insights. Flat payouts apply, and top contributors can receive additional bonuses through Immunefi’s All Star and Podium programs. Institutional DeFi Expansion and Transparent Risk Mitigation Lead Initiative Ripple positions the protocol as a core piece of its institutional DeFi strategy, focused on regulated lending infrastructure and transparent risk management. The protocol will undergo a validator vote by year-end to determine its full launch. Immunefi brings proven security expertise to the collaboration, with over $180 billion in user funds protected and $25 billion in exploits prevented. Its global community of more than 60,000…

Author: BitcoinEthereumNews
Ripple Is Offering $200K to 'Attack' XRP Ledger Lending Protocol

Ripple Is Offering $200K to 'Attack' XRP Ledger Lending Protocol

Ripple is partnering with Immunefi to host a $200,000 "attackathon" that searches for bugs in the XRP Ledger lending protocol.

Author: Coinstats
Champs Sports Unveils New Retail Concept in Two Key Markets

Champs Sports Unveils New Retail Concept in Two Key Markets

The post Champs Sports Unveils New Retail Concept in Two Key Markets appeared on BitcoinEthereumNews.com. Champs Sports’ redesigned store concept is modern and sleek. COURTESY OF CHAMPS SPORTS Champs Sports, a division of Foot Locker Inc., has introduced a reimagined retail concept in two key markets, Brandon Exchange in Tampa, Florida, and Washington Square in Portland, Oregon. The stores reflect Champs Sports’ commitment to blending sport and everyday life to deliver a redefined retail experience. Developed with customer insights and designed to embody the “Sport For Life” brand platform, the new concept introduces an inviting and modernized storefront featuring a bright, organized design and an extensive selection of multi-brand apparel, footwear and accessories. Product storytelling comes to life through elevated presentation walls and digital displays. The light aesthetic emphasizes a contemporary vision of sports culture. “At its core, Champs Sports focuses on serving sport and style enthusiasts with head-to-toe assortments,” said Tony Aversa, former senior vice president and general manager of Champs Sports and now senior vice president and general manager of Foot Locker and Kids Foot Locker North America. “The reimagined store concept redefines what the Champs Sports in-store shopping experience can be, enhancing every step of the customer journey. Tampa and Portland are dynamic markets making them ideal locations to unveil a new store experience that reflects our brand ethos. The concept also strengthens our ‘Sport For Life’ brand platform to connect sport to life in an innovative way that continues to engage with the communities we serve.” Key features of the redesigned store include  sports-inspired storefronts with elevated digital storytelling; premiere walls highlighting outfit-building and try-on experiences; family zones that make full-family shopping easier with women’s and kids’ footwear ; 3D scanning and omnichannel tech for precision fit and seamless purchasing, and Champs Run Club fixtures  with curated gear, interactive signage, and community-focused activations . While the new concept features a flexible design and…

Author: BitcoinEthereumNews
Bitcoin Price Prediction: What’s Next for BTC After Trump Shakes the Market, One Cheap Altcoin Set to Explode 25x

Bitcoin Price Prediction: What’s Next for BTC After Trump Shakes the Market, One Cheap Altcoin Set to Explode 25x

Global markets are jittery following recent geopolitical shocks, and Bitcoin (BTC) has not been spared. Following the recent statements from former President Trump that shook investors, BTC has been volatile briefly falling under $110,000, and as a result, the next major movement has the market players and enthusiasts analyzing intensely. As Bitcoin still sits as top coin, the search for undervalued bargains has become more aggressive, and investors are now seeking projects that have solid fundamentals that are coupled with explosive growth potential.  One project that shines brightly in this direction is Mutuum Finance (MUTM). Now in Phase 6 of its presale, it currently sells at $0.035 and already has over 65% sold out.  It has managed to raise over $17.25 million in the presale and has drawn over 16,910 investors. For investors looking for a cheap altcoin that has huge potential, MUTM is the kind of project that can redefine the market alongside BTC in 2025. Bitcoin Price Forecast: Range Persists Following Sharp Crash  Bitcoin has been navigating a defined range since July, with multiple attempts to break above or below proving the market’s cautious stance. So far, this is a big reset rather than a full cycle shift, with up to $20 billion in long positions below $110K contrasted against just $2 billion in shorts, signaling where the market’s liquidity hunts may focus next.  Even as BTC dips 10–20%, the higher timeframe structure remains intact, meaning the current cycle isn’t broken as long as the range low around $112K–$113K holds. True and false breakouts have already occurred, and this weekend marked a third massive test of the lower boundary. Until the range low is decisively flipped to resistance, Bitcoin is likely to bounce back toward the range high, maintaining the broader market structure. While traders analyze these dynamics for BTC, investors are also exploring opportunities in Mutuum Finance (MUTM) that complement BTC market movements. Mutuum Finance’s Presale Run Mutuum Finance (MUTM) remains very much up the mast with strong momentum as it plods along in Phase 6 of presale, driving an impetus to aggressive interest. Up to this point, over 16,910 investors have invested over $17.25 million, registering continued confidence in the project’s future and exactly where it is in the decentralized finance (DeFi) space. Mutuum Finance protocol achieves dynamic, real-time Liquidation terms and Loan-to-Value (LTV), which are automatically adjusted as the market fluctuates. It makes the platform able to hedge volatility extensively, thereby making the platform much secure when markets are volatile. Mutuum Finance is deploying the first version of its new lending and borrowing protocol  in Q4 2025 onto Sepolia Testnet. The protocol will have a long rundown of primary functionalities to include the likes of mtTokens, liquidator bot, and debt tokens among other functionality to help toward peak efficiency and usability. ETH and USDT will be activated on the first day for loaning/borrowing collateral, thus having working, scalable, high-speed DeFi activity. Safety Improvement The project’s security measures protect the protocol from the influence of market shock as well as makes all stable. MUTM’s lending management platform is built to maximize lending ability, together with overall capital efficiency, by continued leveraging of highly correlated holdings. Insolvency risk is reduced, and the platform will provide for a stable, secure, and sustainable DeFi borrowing and lending experience. Top Altcoin to Watch During Bitcoin Volatility Bitcoin’s current value range of $112K–$113K emphasizes the uncertain reset of the market, but investors are looking for altcoins that have strong upside potential. Mutuum Finance (MUTM) has already been able to raise over $17.25 million from over 16,910 investors in Phase 6 of its presale, and it has sold already 65% of tokens. Its lending and borrowing protocol set to go live on Sepolia Testnet, with liquidity pools, mtTokens, debt tokens, and liquidator bot, is designed to facilitate secure, scalable, and efficient DeFi activity. Interested investors looking for a low-cost, high-growth cryptocurrency have to act quickly to purchase MUTM tokens before the presale advances to Phase 7. For more information regarding Mutuum Finance (MUTM) please use the following links: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

Author: Coinstats
Blizzard of Billions: Ripple Ecosystem Gets Chilled Enhancement with Tundra Tech

Blizzard of Billions: Ripple Ecosystem Gets Chilled Enhancement with Tundra Tech

The post Blizzard of Billions: Ripple Ecosystem Gets Chilled Enhancement with Tundra Tech appeared on BitcoinEthereumNews.com. The Ripple ecosystem has long been famous for speed and stability, but not for yield. XRP holders have traditionally lacked native staking options, as the XRP Ledger runs on consensus, not proof-of-stake. That absence of structured rewards has been the network’s quiet limitation — until now. XRP Tundra is rewriting that narrative through Cryo Vaults, a staking mechanism that bridges Solana’s performance with the XRP Ledger’s reliability. Alongside it, the Arctic Spinner injects a level of engagement rarely seen in infrastructure-grade projects. Together, they are building the yield layer Ripple’s ecosystem has never had, turning passive holding into active participation. The Myth and Reality of XRP Staking Users cannot stake XRP in the proof-of-stake sense. The XRP Ledger uses a BFT-style consensus with a Unique Node List, not PoS. So, no protocol mechanism pays holders for locking XRP. What many platforms call “XRP staking” is often a repackaged lending or rewards program that depends on intermediaries. XRP Tundra’s Cryo Vaults redefine this concept by integrating staking logic at the protocol layer of Tundra’s dual-token economy. XRP deposited through the Cryo Vaults becomes an on-chain yield asset — secured, locked, and measurable. Stakers commit liquidity to vaults, and their locked amounts generate rewards in TUNDRA-S, which functions as the yield-bearing token of the system. This approach does not alter the XRP Ledger’s consensus; it extends it through cross-chain interaction. Bridging XRP into Solana-based liquidity contracts allows Tundra to enable staking-like rewards without compromising the ledger’s underlying architecture. Deep Dive into Tundra’s Cryo Vaults Model Technically, Cryo Vaults act as cross-chain staking nodes. XRP holders deposit through Tundra’s verified smart contracts. The platform represents those deposits as wrapped assets that interact with Solana’s higher-throughput staking pools. Rewards accumulate algorithmically based on duration and liquidity contribution, with variable yields depending on lock length.…

Author: BitcoinEthereumNews
Small Business Regulation Is Cratering

Small Business Regulation Is Cratering

The post Small Business Regulation Is Cratering appeared on BitcoinEthereumNews.com. Politicians of both parties often proclaim small business the engine of the economy. WASHINGTON, DC – OCTOBER 09: U.S. President Donald Trump holds up a Presidential Proclamation for Columbus Day during a Cabinet meeting at the White House on October 09, 2025 in Washington, DC. Trump spoke on the Israel and Hamas ceasefire and hostage deal, prescription drug costs and the government shutdown during the meeting. Trump was joined by Interior Secretary Doug Burgum, Secretary of State Marco Rubio, Defense Secretary Pete Hegseth and Commerce Secretary Howard Lutnick. (Photo by Anna Moneymaker/Getty Images) Getty Images But during the Biden administration, red tape proliferated. The Small Business & Entrepreneurship Council noted, for example, the toll from credit card late fee rules, freight rail regulations, antitrust activism and the Labor Department’s independent contractor and franchising rules. By contrast, under Trump 2.0 there’s a drought in conventional notice-and-comment rulemaking. There are 2,029 final rules in the Federal Register as of Columbus Day, a pace set to deliver the lowest tally since record-keeping began in the 1970s. Many of these are deregulatory “unrules” and recissions: pauses, delays, enforcement relaxations, narrowed scopes, expanded flexibilities and the like. While Congress has enacted no comprehensive reforms to make this new non-interference agenda permanent, nearly half (16) of 36 public laws through September were resolutions of disapproval signed by Trump to overturn late-term Biden rules. That authority stems from a process afforded by the Congressional Review Act, enacted as part of the Small Business Regulatory Enforcement Fairness Act in 1996. Small Business Regulatory Relief Of the 2,029 finalized rules so far, 510 are flagged as affecting small business, a number of them deregulatory. Just 21 are deemed “significant,” typically implying economic effects of at least $100 million annually. On a straight linear projection, we can expect to see…

Author: BitcoinEthereumNews
Digital asset treasuries reshape corporate balance sheets

Digital asset treasuries reshape corporate balance sheets

The post Digital asset treasuries reshape corporate balance sheets appeared on BitcoinEthereumNews.com. Digital asset treasuries are reshaping how firms hold value. Panels at Token2049 and industry sessions highlighted why on‑chain reserves are now treated as strategic balance‑sheet tools. Why does this shift toward digital asset treasuries matter? Firms increasingly view crypto reserves as both a liquidity buffer and a strategic position. Treasuries can deliver yield, speed settlements and capture native network effects. Meanwhile, auditors and regulators are scrutinizing practices, which pushes custody, reporting and governance to the board agenda. How does arthur hayes bitcoin prediction affect bitcoin treasury investment strategies? Public commentary from Arthur Hayes has reignited debate on long‑term Bitcoin allocations. For treasury managers, the takeaway is simple: size exposure prudently and pick custody that supports rebalancing. Moreover, scenario planning and clear policy limits turn market views into firm governance. See broader coverage on this debate via Reuters. Do ethereum layer 2 benefits change institutional custody and DATs? Yes. The ethereum layer 2 benefits—lower fees and faster finality—cut operational costs for treasury tasks. Consequently, firms can settle tokenized flows quicker and reduce on‑chain friction. Industry sessions at LONGITUDE explored how L2 rails combine with privacy tooling to support operational treasuries; see LONGITUDE highlights. Which industry voices are shaping the narrative? Speakers like Joseph Lubin, Neal Stephenson and Stani Kulechov argued that digital asset treasuries are cultural and economic experiments, not just accounting lines. Accordingly, their perspectives influence both product design and governance models across firms and protocols. What role do DeFi and traditional rails play — is a stablecoin wire transfer alternative realistic? DeFi supplies composable building blocks while traditional rails provide regulatory and fiat connectivity. A stablecoin wire transfer alternative is increasingly practical: stablecoins move value faster than wires, though fiat on‑ramps and compliance remain essential for broad adoption. Therefore, hybrid models that combine regulated fiat corridors with token rails…

Author: BitcoinEthereumNews
future blueprint for 2030s, Your chance to join before the whitelist opens

future blueprint for 2030s, Your chance to join before the whitelist opens

The post future blueprint for 2030s, Your chance to join before the whitelist opens appeared on BitcoinEthereumNews.com. Crypto News Zero Knowledge Proof offers more than blockchain fixes, it’s the future blueprint for the digital era. The whitelist opens soon, don’t miss your opportunity to stake your claim. Zero Knowledge Proof is not just another blockchain project. It’s a future blueprint for the entire digital infrastructure of the coming decade. As we shift into deeper integration of data, systems, and user privacy, this project aims to lay down the architecture that will power everything from finance to healthcare. The whitelist is opening soon, your chance to get in early. The core is modular, governed by a DAO, and designed to expand well beyond tokens and ledgers. In this time of digital transformation, ZKP crypto offers a rare opportunity: to own a stake in what the foundational structure of tomorrow will be. Don’t view this as a trade, it’s a long-term position in the blueprint for the decade ahead. Modular Architecture as the Backbone One of the most compelling features of Zero Knowledge Proof is its modular architecture. Rather than building everything in one monolithic codebase, the system is divided into interchangeable components. This means things like consensus, proof generation, verification, and smart contract logic can evolve independently. If new cryptographic innovations emerge in 2030, they can be slotted in without rewriting the whole system. That modularity allows domain-specific chains or modules to plug into the core. A finance module can adopt strong financial primitives; a healthcare module can adopt privacy-preserving patient-centric features. It also makes testing and security audits more manageable, you can verify one module without trusting everything. Because upgrades will flow through the DAO, module maintainers will be accountable to token holders. The architecture is designed to scale horizontally: as new sectors demand integration, new modules can be built without overloading the base layer. This modular…

Author: BitcoinEthereumNews
Comparing the Best Altcoins to Buy During this Dip: Cardano (ADA) vs Mutuum Finance (MUTM)

Comparing the Best Altcoins to Buy During this Dip: Cardano (ADA) vs Mutuum Finance (MUTM)

In the present market correction, veteran investors are reevaluating their portfolios, focusing on opportunities that hold huge growth potential. Cardano (ADA), which has been a stalwart due to its secure blockchain architecture and focus on scalability, has a strong position among altcoins. But there is a new coin, Mutuum Finance (MUTM) that comes onto the […]

Author: Cryptopolitan
Immunefi and Ripple Announce $200,000 Attackathon to Secure XRPL Lending Protocol

Immunefi and Ripple Announce $200,000 Attackathon to Secure XRPL Lending Protocol

Uncollateralized loans on XRP Ledger bring new DeFi opportunities. $200,000 reward pool for identifying security vulnerabilities in protocol. XRPL Lending Protocol aims to reshape institutional finance and security. Ripple and Immunefi have unveiled an exciting opportunity in the world of blockchain security with a $200,000 Attackathon aimed at securing the proposed XRPL Lending Protocol. This competition seeks to enhance the protocol’s security by inviting security researchers to dive deep into its code, identifying vulnerabilities before the protocol goes live. The Attackathon, which will run from October 27 to November 29, 2025, offers a unique opportunity to test and fortify a groundbreaking new protocol designed for institutional use. Also Read: Falcon Finance Sees Dramatic Surge with $300M Liquidity Influx A New Approach to Institutional DeFi The XRPL Lending Protocol is designed to facilitate fixed-term, uncollateralized loans directly on the XRP Ledger, without relying on smart contracts or wrapped assets. It introduces a new approach to institutional DeFi, where creditworthiness is assessed off-chain using traditional underwriting and risk models. The protocol’s design emphasizes security by allowing funds to be pooled on-chain while enforcing predefined terms for repayments. Institutions looking for collateralized loans can still rely on off-ledger structures, ensuring a balance between transparency and regulatory compliance. We are collaborating with @immunefi to prepare a $200K Attackathon to test and strengthen the proposed XRP Ledger Lending Protocol. The program runs Oct 27 – Nov 24 and invites security researchers to review more than 35K lines of C++ code, uncover vulnerabilities, and earn… https://t.co/eQ4wTtsSCt — RippleX (@RippleXDev) October 13, 2025 According to Ripple and Immunefi, this competition is more than just a security exercise. It serves as a foundational step in the development of capital markets on the XRP Ledger. The contest will focus on a series of critical areas, including liquidation logic, interest accrual, clawback, deepfreeze, and administrative attacks. Researchers will be expected to submit proof-of-concept exploits to qualify for rewards. The main goal is to ensure that the protocol can stand up to adversarial scrutiny, mitigating risks that could impact institutional users. XRPL Attackathon’s Structure and Key Targets The competition offers a total reward pool of $200,000, which will be unlocked if even a single valid bug is identified. If no bugs are found, a fallback reward pool of $30,000 will be distributed among participants who submit valid insights. Participants will have the chance to showcase their expertise in identifying flaws related to the protocol’s liquidation logic, interest accrual errors, or weaknesses in permissioned access controls. Additionally, Immunefi’s All Star and Podium programs will reward top performers, ensuring that the most skilled security researchers are recognized for their efforts. The competition is open to developers familiar with C++ and will include live walkthroughs and a comprehensive XRPL-focused curriculum to support participants. Ripple and Immunefi aim to make this a collaborative effort, offering full access to test environments and providing policy support via Discord for ongoing coordination. The XRPL Lending Protocol, governed by XLS-66, marks a bold step in the future of decentralized finance, particularly for institutional players. As Ripple and Immunefi gear up for the Attackathon, the stakes are high. This collaboration promises not only to strengthen XRPL’s security but also to pave the way for more sophisticated and secure financial solutions on the blockchain. Also Read: XRP Nears 100 Million Ledgers: Will It Skyrocket to $3 After Major Milestone? The post Immunefi and Ripple Announce $200,000 Attackathon to Secure XRPL Lending Protocol appeared first on 36Crypto.

Author: Coinstats