Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15029 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Strategy Boosts Bitcoin Holdings to 640,250 BTC After $27.2M Purchase

Strategy Boosts Bitcoin Holdings to 640,250 BTC After $27.2M Purchase

Strategy Inc. has expanded its already-massive Bitcoin treasury, acquiring an additional 220 BTC for $27.2 million at an average price of $123,561 per bitcoin during the week of October 6–12. The company’s total Bitcoin holdings now stand at 640,250 BTC, purchased for an aggregate $47.38 billion at an average price of $74,000 per BTC. The latest accumulation shows Strategy’s continued conviction in Bitcoin as a core treasury reserve asset and follows the company’s ongoing series of equity sales through its At-The-Market (ATM) programs. ATM Programs Fuel Bitcoin Accumulation Strategy funded its most recent Bitcoin purchases using proceeds from its STRF ATM, STRK ATM, and STRD ATM programs. According to the company’s filing, these programs collectively raised around $27.3 million in total notional value during the reporting period. The STRF ATM, tied to Strategy’s 10.00% Series A perpetual strife preferred stock, sold 170,663 STRF shares, generating $19.8 million in net proceeds. Meanwhile, the STRK ATM, associated with its 8.00% Series A perpetual strike preferred stock, brought in $1.7 million from 16,873 shares. The STRD ATM, based on its 10.00% Series A perpetual stride preferred stock, contributed $5.8 million from 68,775 shares. Collectively, these offerings have become key financing vehicles for Strategy’s ongoing Bitcoin accumulation strategy—mirroring the company’s long-standing practice of converting equity proceeds into digital assets. Strategic Expansion Across Equity Classes Beyond its active ATM programs, Strategy maintains substantial capacity for future issuances. As of October 12, the company had $1.7 billion, $4.1 billion, $20.3 billion, and $15.9 billion available for issuance under its various preferred and common stock classes (STRF, STRD, STRK, and MSTR, respectively). This provides a wide financial runway for further expansion of its Bitcoin reserves, signaling that additional purchases could follow as market conditions evolve. Reinforcing Leadership in the Bitcoin Treasury Space With 640,250 BTC now under management, Strategy remains among the world’s largest corporate holders of Bitcoin—alongside peers such as MicroStrategy and publicly listed digital asset firms adopting similar treasury models. The company’s bold move reflects growing institutional confidence in Bitcoin amid tightening monetary policy and increased regulatory clarity across major markets. By blending creative capital-raising strategies with disciplined accumulation, Strategy continues to redefine how corporations integrate Bitcoin into their balance sheets—cementing its reputation as one of the pioneers in the digital-asset treasury landscape

Author: CryptoNews
Crypto.com Wins Stored Value Facility License from UAE Central Bank

Crypto.com Wins Stored Value Facility License from UAE Central Bank

Foris DAX Middle East FZ-LLC (trading as Crypto.com) became the first VASP in the UAE to secure In-Principle Approval for an SVF license. The post Crypto.com Wins Stored Value Facility License from UAE Central Bank appeared first on Coinspeaker.

Author: Coinspeaker
This Ethereum-Based DeFi Gem Just Announced a Lending Protocol as It Records Explosive Near 300% Growth

This Ethereum-Based DeFi Gem Just Announced a Lending Protocol as It Records Explosive Near 300% Growth

The post This Ethereum-Based DeFi Gem Just Announced a Lending Protocol as It Records Explosive Near 300% Growth appeared first on Coinpedia Fintech News In a year defined by cautious sentiment and patchy presale performances, one Ethereum-based protocol is emerging as a standout story. Mutuum Finance (MUTM) has not only delivered near 300% token growth since its earliest phase but has also announced the development of its core lending and borrowing protocol, a move that signals it’s building real …

Author: CoinPedia
As Bitcoin Hits Record Highs, Investors Turn to AgoraLend to Ride the Next Wave of the Crypto Boom

As Bitcoin Hits Record Highs, Investors Turn to AgoraLend to Ride the Next Wave of the Crypto Boom

The post As Bitcoin Hits Record Highs, Investors Turn to AgoraLend to Ride the Next Wave of the Crypto Boom  appeared on BitcoinEthereumNews.com. London, UK — October 10, 2025 – Amid Bitcoin’s record-breaking surge past $126,000 and increasing institutional involvement through ETFs, the decentralized finance (DeFi) sector continues to capture investor attention. AgoraLend, a rapidly growing Ethereum-based lending protocol, is gaining significant traction, positioning itself as a direct competitor to established DeFi lending leaders such as Aave and Compound. A Market in Transition: Why Investors Are Seeking New Opportunities Beyond Bitcoin With Bitcoin’s latest all-time high exceeding $126,000 and its market capitalization surpassing $2 trillion, many investors perceive limited upside for immediate significant returns. While Bitcoin remains a foundational asset for institutional portfolios, retail and smaller institutional investors are actively exploring opportunities in promising DeFi projects, seeking higher growth potential. AgoraLend has emerged as a strong candidate in this shift toward innovative and early-stage DeFi investments. AgoraLend’s Unique Proposition: Opening Lending to Any EVM-Compatible Token While major DeFi lending platforms like Aave and Compound have provided reliable markets for established cryptocurrencies, their governance-driven asset selection process excludes thousands of tokens and their associated liquidity, effectively limiting market participation. AgoraLend is disrupting this model through its permissionless open-asset marketplace, enabling borrowing and lending markets for any Ethereum Virtual Machine (EVM)-compatible asset. By removing curated barriers, AgoraLend allows projects and communities of all sizes—including newer, smaller tokens and innovative DeFi products—to access lending and borrowing capabilities. Matthew Smith, Head of Growth at AgoraLend, stated: “AgoraLend solves the core challenge of liquidity lockup in DeFi. While Aave and Compound serve blue-chip tokens exceptionally well, AgoraLend brings institutional-grade risk management and open-market flexibility to thousands of underserved ERC-20 tokens.” Institutional-Grade Risk Controls and Market Stability AgoraLend implements strict institutional-grade safety measures that ensure robust risk management and security. This careful approach enables AgoraLend to offer greater accessibility and security, thus appealing to mainstream institutional investors and individual…

Author: BitcoinEthereumNews
Why Whales Are Selling Their Ripple (XRP) Fast & the Best Cryptocurrency Worth Buying Next

Why Whales Are Selling Their Ripple (XRP) Fast & the Best Cryptocurrency Worth Buying Next

Whales exiting Ripple (XRP) have piqued investors’ interest, a sign that not even mature altcoins are safe from market changes. Though XRP has been rewarded for years for having a quick settlement network and robust adoption, astute traders are already searching for the next gem that has real-world utility and high growth potential.  Enter Mutuum […]

Author: Cryptopolitan
Ripple To Accelerate Institutional Adoption With New Deals, Here’s Why Banks Are Betting Big On XRP And Paydax (PDP)

Ripple To Accelerate Institutional Adoption With New Deals, Here’s Why Banks Are Betting Big On XRP And Paydax (PDP)

Discover why banks are betting on XRP and Paydax (PDP), as Ripple bags new partnerships.

Author: Cryptodaily
Can Ripple (XRP) Rally to $4? Analysts Say Mutuum Finance (MUTM) May Deliver Bigger Token Appreciation

Can Ripple (XRP) Rally to $4? Analysts Say Mutuum Finance (MUTM) May Deliver Bigger Token Appreciation

Crypto investors are always hunting for the next big opportunity.

Author: Cryptodaily
JPMorgan Chase to invest $10 billion into key industries

JPMorgan Chase to invest $10 billion into key industries

The post JPMorgan Chase to invest $10 billion into key industries appeared on BitcoinEthereumNews.com. Jamie Dimon, chief executive officer of JPMorgan Chase & Co., during a Bloomberg Television interview at the JPMorgan Chase & Co. Capital Markets conference in Paris, France, on Thursday, May 15, 2025. Cyril Marcilhacy | Bloomberg | Getty Images JPMorgan Chase on Monday said it is launching a decade-long plan to help finance and take direct stakes in companies it considers crucial to U.S. interests. The bank said in a statement it would invest up to $10 billion into companies in four areas: defense and aerospace, “frontier” technologies including AI and quantum computing, energy technology including batteries, and supply chain and advanced manufacturing. The money is part of a broader effort, dubbed the Security and Resiliency Initiative, in which JPMorgan said it will finance or facilitate $1.5 trillion in funding for companies it identifies as crucial. It said the total amount is 50% more than a previous plan. “It has become painfully clear that the United States has allowed itself to become too reliant on unreliable sources of critical minerals, products and manufacturing — all of which are essential for our national security,” JPMorgan CEO Jamie Dimon said in the release. As the biggest American bank by assets and a Wall Street juggernaut, JPMorgan was already raising funds and lending money to companies in those industries. But the move helps organize the company’s activities around national interests at a time of heightened tensions between the U.S. and China. On Friday, markets tumbled as President Donald Trump announced new tariffs on Chinese imports after the major U.S. trading partner tightened export controls on rare earths. In the release, Dimon said that the U.S. needs to “remove obstacles” including excessive regulations, “bureaucratic delay” and “partisan gridlock.” JPMorgan said that within the four major areas, there were 27 specific industries it would look…

Author: BitcoinEthereumNews
Solana’s (SOL) $168 Drop Sends Crypto Sentiment into Fear Zone As New Crypto Coin Keeps Rising

Solana’s (SOL) $168 Drop Sends Crypto Sentiment into Fear Zone As New Crypto Coin Keeps Rising

Furthermore, this correction is in line with a general crypto crash, where the total market cap is down 1-2% to […] The post Solana’s (SOL) $168 Drop Sends Crypto Sentiment into Fear Zone As New Crypto Coin Keeps Rising appeared first on Coindoo.

Author: Coindoo
Best Cryptos to Buy at a Discount as Market Records the Largest Single-Day Liquidation in History

Best Cryptos to Buy at a Discount as Market Records the Largest Single-Day Liquidation in History

The post Best Cryptos to Buy at a Discount as Market Records the Largest Single-Day Liquidation in History appeared on BitcoinEthereumNews.com. The crypto market has just witnessed its biggest liquidation event in history, liquidating more than $19 billion worth of leveraged positions in just 24 hours. Over 1.6 million traders were affected as Bitcoin, Ethereum, and Solana tanked to multi-week lows. Longs covered almost $16.75 billion, shorts $2.47 billion, and the biggest single liquidation, an Ethereum-USDT position via Hyperliquid worth $203 million, shows the extent of the rout.  Bitcoin dropped to near $101,000 but stabilized near $112,000, while Ethereum decreased 13% to $3,814, and BTC and ETH alone covered nearly $10 billion worth of liquidated positions. Solana, XRP, and Cardano also dropped 15-20%, prompting a liquidation of billions of longs. Risk appetite vanished across the market as a rush to exit saw a level of volatility befitting one of the most dramatic events in crypto history. Amid this chaos, opportunity emerges for those who can spot quality undervalued assets. While established cryptocurrencies like Dogecoin (DOGE) remain prominent, attention is shifting to Mutuum Finance (MUTM), currently in Phase 6 of its presale, with over 65% already sold out. With a token price of $0.035, raised over $17.25 million, and more than 16,910 holders, MUTM is performing well. Its innovative DeFi ecosystem, structured presale, and community-driven roadmap position it as a standout investment for traders seeking upside in the wake of this historic market crash. Dogecoin Holds onto Key Thresholds Despite Meme Psychology Dogecoin (DOGE) witnessed its meme-led liquidity retreat, underscoring volatile characteristics of social-led assets. Significant levels to focus on are still $0.28 for a breakout and $0.17–$0.19 as support.  Traders are watching for the next moves, keeping in mind that meme coins primarily operate based on sentiment and must never become core positions. Though DOGE’s social engines can resuscitate fast advances, investors are gradually looking towards projects having better-defined fundamentals and…

Author: BitcoinEthereumNews