Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15050 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin Hyper’s ($HYPER) $23.4M Presale Survives the Market Crash

Bitcoin Hyper’s ($HYPER) $23.4M Presale Survives the Market Crash

The post Bitcoin Hyper’s ($HYPER) $23.4M Presale Survives the Market Crash appeared on BitcoinEthereumNews.com. Crypto News Bitcoin Hyper’s ($HYPER) $23.4M presale, which withstood the brutal market crash a few days ago on October 10, is now in full bull mode. Qualifying as one of the hottest presales of 2025, Bitcoin Hyper ($HYPER) racked in impressive numbers, with a token price of just $0.013105. As Bitcoin’s official Layer 2 upgrade, Hyper promises faster and cheaper on-chain transactions, essentially making the Bitcoin ecosystem more performant and scalable. In the long term, the goal is to make the Bitcoin network more appealing to institutional investors. The fact that the project survived the recent market crash is a testament to its reputation among investors and feeds into the official mantra: ‘2025 will be remembered as the year BTC Hyper changed everything’. But let’s start with the beginning. Bitcoin’s Problem Bitcoin’s main problem is its limited performance, natively capped at seven transactions per second (TPS). This issue ranks Bitcoin 26th on the list of the fastest blockchains by TPS. With Solana in the first spot, boasting over 1,000 practical TPS, BNB Chain ranking 4th, and Ethereum at 19th, it’s evident that Bitcoin is in dire need of an upgrade. But why does TPS matter? It matters because it directly represents the chain’s overall performance. For reference, Bitcoin’s limited performance translates to several core issues: Lack of scalability: With such a low TPS, the Bitcoin network lacks the scalability it needs to process multiple transactions per second, which makes it unfeasible for large-scale investors. Long confirmation times: The lack of scalability is responsible for creating long queue times, with some transactions often taking hours to confirm. High fees: The larger the transactions, the higher the fees. This creates a system that’s hostile to large investors, who may need to process large transactions frequently. On top of everything, it’s the fee-based…

Author: BitcoinEthereumNews
Forget Shiba Inu (SHIB): Investors Looking for the Next 100x Crypto Are Buying This Utility Token

Forget Shiba Inu (SHIB): Investors Looking for the Next 100x Crypto Are Buying This Utility Token

Meme coins such as Shiba Inu (SHIB) have taken headlines and investor attention for years, but veteran traders are aware that the next huge movement tends to arrive from tokens that hold real-world application and high potential growth. Amongst speculative altcoins, Mutuum Finance (MUTM) is emerging as a project that marries innovation and opportunity. Already […]

Author: Cryptopolitan
RippleX Taps Immunefi for $200K XRPL Attackathon to Strengthen DeFi Security

RippleX Taps Immunefi for $200K XRPL Attackathon to Strengthen DeFi Security

TLDR: RippleX and Immunefi have launched a $200K Attackathon to test the XRPL Lending Protocol’s security. The program invites global security researchers to review over 35,000 lines of C++ code. Participants can earn RLUSD rewards by identifying vulnerabilities during the event’s four-week run. The initiative includes an educational phase via the XRPL Attackathon Academy to [...] The post RippleX Taps Immunefi for $200K XRPL Attackathon to Strengthen DeFi Security appeared first on Blockonomi.

Author: Blockonomi
Circle Mints $250 Million in USDC on Solana – a Major Boost for DeFi Liquidity

Circle Mints $250 Million in USDC on Solana – a Major Boost for DeFi Liquidity

Key Takeaways: Circle minted $250 million worth of USDC on the Solana blockchain, signaling renewed confidence in Solana’s DeFi ecosystem. The mint aims to strengthen liquidity across decentralized exchanges (DEXs), The post Circle Mints $250 Million in USDC on Solana – a Major Boost for DeFi Liquidity appeared first on CryptoNinjas.

Author: Crypto Ninjas
Ripple and Immunefi Launch $200K Attackathon to Secure XRPL Lending Protocol

Ripple and Immunefi Launch $200K Attackathon to Secure XRPL Lending Protocol

TLDR Ripple & Immunefi unite for $200K Attackathon to secure XRPL Lending. Ripple launches $200K bug bounty with Immunefi to fortify XRPL DeFi. $200K Attackathon: Ripple & Immunefi boost XRPL Lending security. Ripple’s XRPL Lending gets $200K security boost via Immunefi Attackathon. Ripple taps Immunefi for $200K Attackathon to safeguard XRPL DeFi launch.. Ripple and [...] The post Ripple and Immunefi Launch $200K Attackathon to Secure XRPL Lending Protocol appeared first on CoinCentral.

Author: Coincentral
BetMGM, Unibet, & Spartans Crypto Casino Compete

BetMGM, Unibet, & Spartans Crypto Casino Compete

The post BetMGM, Unibet, & Spartans Crypto Casino Compete appeared on BitcoinEthereumNews.com. Crypto News Learn why BetMGM seeks more time to finalize Las Vegas sportsbooks, Unibet news highlights Dylan Groenewegen’s two-year deal, while Spartans launches a Lambo Giveaway. BetMGM, Unibet, and Spartans have each made significant moves that highlight their different strategies in the competitive betting and gaming landscape. From retail sportsbook operations in Las Vegas to major cycling signings and headline-grabbing promotions, these platforms continue to capture attention in unique ways. While BetMGM is requesting more time to finalize its sportsbook transitions and Unibet news focuses on attracting high-profile riders, Spartans is steering its strategy towards crypto-based betting and headline promotions that resonate with modern bettors. With features such as fast withdrawals and exclusive giveaways, including the chance to win a Lamborghini, Spartans positions itself among the best crypto casinos catering to a digital-first audience. BetMGM Seeks Extended Timeline for Las Vegas Sportsbooks BetMGM, a joint venture between MGM Resorts International and Entain, is seeking a one-year extension to oversee nine Las Vegas retail sportsbooks. Initially licensed as a sports-information distributor, BetMGM has been navigating the regulatory process required to become fully operational in managing race and sports operations at MGM casinos. The company has already been functioning as a key employee in sportsbook operations, but management believes an additional year will minimize disruptions for customers and employees alike. The transition requires careful planning, particularly with internal controls, staff roles, and trading responsibilities that determine how the retail sportsbooks will function moving forward. While the Nevada Gaming Commission reviews the extension request, BetMGM emphasizes that ensuring compliance with regulations and reducing operational risks remain top priorities. The timeline also reflects the scale of the undertaking, as converting nine sportsbooks could create significant disruption if rushed. Unibet Strengthens Cycling Ambitions with Dylan Groenewegen Unibet Tietema Rockets have confirmed one of their most…

Author: BitcoinEthereumNews
Solana DeFi giant Kamino boosts liquidity via Project 0 integration

Solana DeFi giant Kamino boosts liquidity via Project 0 integration

Solana-based liquidity layer Kamino is integrating crypto prime broker Project 0 to unlock cross-margin lending using a single pool of credit.

Author: Coinstats
Crypto News: Synthetix’s Perp DEX Boosts SNX Price by 80% Reaching New Heights

Crypto News: Synthetix’s Perp DEX Boosts SNX Price by 80% Reaching New Heights

SNX price surges 80% to a 10-month high, fueled by anticipation for Synthetix’s Perp DEX launch on Ethereum, amid market recovery.   Synthetix’s native token, SNX, surged by over 80% in recent days, reaching its highest value in ten months. The rally follows growing anticipation for the launch of the network’s perpetual decentralized exchange (DEX) […] The post Crypto News: Synthetix’s Perp DEX Boosts SNX Price by 80% Reaching New Heights appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Not Another Hype Coin: Zero Knowledge Proof Is the Infrastructure Institutions Will Depend On

Not Another Hype Coin: Zero Knowledge Proof Is the Infrastructure Institutions Will Depend On

Crypto has seen its fair share of noise, meme coins, speculative pumps, and fleeting trends that vanish as quickly as they rise. But every cycle eventually leads to one thing: the need for real infrastructure. That’s where Zero Knowledge Proof steps in. Its whitelist will be opening soon, giving early participants a chance to join [...] The post Not Another Hype Coin: Zero Knowledge Proof Is the Infrastructure Institutions Will Depend On appeared first on Blockonomi.

Author: Blockonomi
Mutuum Finance (MUTM): Official Development Milestone Announcement

Mutuum Finance (MUTM): Official Development Milestone Announcement

In a year when many crypto presales have struggled to maintain momentum after their initial hype, Mutuum Finance (MUTM) has taken a more disciplined approach. Through structured fundraising, transparent communication, and clear progress on its development roadmap, the project has steadily built credibility. With over 16,800 investors on board and more than 750 million tokens allocated, Mutuum Finance is entering its next key milestones with growing market attention. Structured Presale Drives Steady Growth The Mutuum Finance presale follows a fixed-price, staged structure designed to reward early participants and keep pricing transparent. Each stage releases a set allocation of tokens at a fixed price. Once sold out, the next stage begins at a price roughly 20% higher. This method encourages early participation while creating a clear and predictable appreciation curve driven by genuine demand rather than short-term speculation. Phase 1 opened at $0.01, offering one of the most attractive entry points of 2025. As the presale progressed through five completed stages, the token price rose steadily to $0.035 in Phase 6. For those who entered early, that represents a 250% appreciation. Phase 6 is now over 59% sold out, with Phase 7 set to increase the price to $0.04. The final listing price is locked above $0.06, meaning that even investors entering at the current stage still have a clear opportunity for price appreciation before the token goes live. To date, more than $17 million has been raised, with momentum accelerating as the sale enters its later phases and attracts growing interest from both retail buyers and larger investors. Official Development Milestone Mutuum Finance’s presale momentum is being reinforced by concrete development progress. In a recent update posted on X, the team confirmed that Version 1 (V1) of its lending and borrowing protocol will launch on the Sepolia testnet in Q4 2025. This first release will include liquidity pools, mtTokens, debt tokens, and a liquidator bot, with ETH and USDT as the initial assets for lending, borrowing, and collateral. For a presale-stage project, this level of clarity is a major advantage. It shows that product development is moving in parallel with fundraising, giving investors more confidence that the token launch will align with real platform deployment rather than lag months behind, as is often the case. Broad Distribution and Whale Activity Fuel Momentum Mutuum Finance’s growing investor base is already well diversified. With over 16,800 holders, token distribution is broad, helping to limit whale concentration and set the stage for healthier liquidity at launch. At the same time, the presale has attracted significant whale interest. Single transactions of $100,000 or more indicate that larger investors are positioning early, recognizing the project’s long-term potential. This combination of retail participation and strategic capital is supported by a real-time presale dashboard, where investors can connect their wallets, track allocations, and monitor progress with full transparency. A Top 50 leaderboard highlights the largest contributors, rewarding them with bonus MUTM allocations at launch and adding a competitive element to participation. These dynamics echo the early accumulation patterns seen in projects like Aave, where structured distribution and transparent engagement tools helped build a diverse holder base and stable early price behavior. Security and Transparency Build Trust Mutuum Finance has made security and transparency a core priority. The protocol recently completed a CertiK audit, earning a 90/100 Token Scan score, placing it among the stronger audited DeFi protocols currently entering the market. A $50,000 tiered bug bounty program is incentivizing developers to identify vulnerabilities ahead of launch. Meanwhile, a $100,000 community giveaway has expanded awareness and rewarded early supporters. Combined with real-time dashboards and leaderboard mechanics, these measures provide a level of transparency that many presales lack. A Presale with Real Milestones Mutuum Finance has reached several key milestones that set it apart from the typical presale story. With over 750 million tokens allocated and $17 million raised, the project’s stage-based structure continues to drive steady growth. The confirmed Sepolia testnet launch for Q4 2025 provides a clear development timeline for investors to follow, further strengthening its credibility. As Phase 6 nears completion and the final stages approach, Mutuum Finance stands out not just for its fundraising success but for pairing that success with tangible product progress. Historically, this combination has often been a strong indicator of healthier price performance once tokens begin trading. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: :::tip This story was published as a press release by Btcwire under HackerNoon’s Business Blogging Program. Do Your Own Research before making any financial decision. ::: \

Author: Hackernoon