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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14584 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
USD/CHF retreats below 0.7950 with Fed speakers on focus

USD/CHF retreats below 0.7950 with Fed speakers on focus

The post USD/CHF retreats below 0.7950 with Fed speakers on focus appeared on BitcoinEthereumNews.com. The US Dollar retreats from 0.7970 highs against the Swiss Franc and turns negative on the day. Investors have trimmed US Dollar longs, awaiting speeches from Fed officials. In Switzerland, the SNB’s monetary policy decisions are likely to set the CHF’s near-term direction. The US Dollar rally against the Swiss franc was capped at 0.7970 on Monday, and the pair retreated to levels right below 0.7945 as market sentiment deteriorated during the European Session, with all eyes on a slew of Fed speakers due later today. Five Fed Governors are scheduled to give further details about the bank´s monetary policy plans. The main focus will be on the newest member, Stephen Miran, who is expected to delve into the reasons that prompted him to dissent from the committee and vote for a 50 basis points rate cut last week. These speeches will frame the Chairman Powell’s conference, due on Tuesday. The tone of Powell’s press release contrasted with the bank’s dovish projections and provided a fresh impulse to the US Dollar. Investors will be very attentive to his comments on Tuesday to corroborate their bets on back-to-back rate cuts. In Switzerland, the main focus is on the SNB’s monetary policy decision, due on Thursday. The bank is widely expected to leave its benchmark interest rate at 0%. The market will be eager to know the chances of cutting further into negative territory amid the recent weak macroeconomic data and the uncertainty around the trade relations with the US. Central banks FAQs Central Banks have a key mandate which is making sure that there is price stability in a country or region. Economies are constantly facing inflation or deflation when prices for certain goods and services are fluctuating. Constant rising prices for the same goods means inflation, constant lowered prices for…

Author: BitcoinEthereumNews

2025/09/23

Mutuum Finance shines with 16,450+ holders, $0.06 target

Mutuum Finance shines with 16,450+ holders, $0.06 target

The post Mutuum Finance shines with 16,450+ holders, $0.06 target appeared on BitcoinEthereumNews.com. Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Mutuum Finance has raised over $16 million in its presale, attracting more than 16,400 holders as it advances toward its $0.06 launch price with a beta platform ready on day one. Summary MUTM presale price has risen from $0.01 to $0.035, with launch set at $0.06, reflecting strong investor confidence. The project has sold over 720 million tokens and engaged its community through dashboards, rankings, and giveaways. Beta platform with dual lending markets, mtTokens, and buy-and-distribute model will launch alongside the token, backed by a CertiK audit and bug bounty program. Mutuum Finance (MUTM) is a decentralized finance protocol that has maintained a solid traction with its presale progressing. The project has already collected over $16 million, had over 16,400 holders, and sold more than 720 million tokens. At present valued at $0.035 in Phase Six, the token will eventually go live at its established live price of 0.06, which is a big milestone in what analysts have termed as one of the best presales in 2025. This consistent increase highlights the trust that the investors have in the roadmap and utility-based strategy of Mutuum Finance. Presale performance to date Mutuum Finance began its presale in early 2025, offering MUTM tokens at just $0.01 in Phase One. Since then, the project has advanced through multiple stages, with each phase increasing the token price by around 15–20%. By the time Phase Five closed, the token had reached $0.030, and today in presale Phase Six it is priced at $0.035. This progression represents a 250%–350% appreciation compared to the earliest buyers, with the official launch price of $0.06 set to deliver a 500% token value increase from the starting level. Even…

Author: BitcoinEthereumNews

2025/09/23

RippleX Unveils XRPL DeFi Roadmap: Key Highlights Inside…

RippleX Unveils XRPL DeFi Roadmap: Key Highlights Inside…

The post RippleX Unveils XRPL DeFi Roadmap: Key Highlights Inside… appeared on BitcoinEthereumNews.com. RippleX has announced the next phase of its XRPL Institutional DeFi roadmap. The update focuses on compliance, lending, and privacy. It signals a clear push to bring regulated players on-chain. RippleX is Ripple’s developer and innovation arm. It supports the XRPL (XRP Ledger) ecosystem, funds projects, and develops features like tokenization and DeFi tooling. Roadmap Highlights The roadmap outlines three pillars for growth. First, compliance features like Credentials and Deep Freeze are already live. Second, a native lending protocol will launch with XRPL Version 3.0.0 later this year. Sponsored Sponsored Third, zero-knowledge proof (ZKP) integrations are in development. These will enable confidential transactions while keeping regulators satisfied. RippleX expects confidential Multi-Purpose Tokens (MPTs) in early 2026. RippleX XRPL Roadmap. Source: RippleX XRPL has recorded over $1 billion in monthly stablecoin volume. It now ranks in the top 10 chains for real-world asset activity. RippleX sees these milestones as proof that institutional DeFi is scaling fast. “This momentum underscores XRPL’s evolution into a leading blockchain for real-world finance. The ledger is increasingly positioned to power two of the most significant use cases in global markets today: stablecoin payments and collateral management, with tokenization providing the essential foundation. What began as an ambitious vision for regulated, on-chain finance is now rapidly becoming industry standard,” RippleX said in a press release shared with BeInCrypto. This shift mirrors what we have seen in tokenization markets. BeInCrypto recently reported on the US Department of Commerce’s plans to put macroeconomic data like GDP and PCE Index on the blockchain, highlighting growing mainstream adoption of digital assets. XRPL’s Multi-Purpose Token (MPT) standard is part of that same wave, aiming to give issuers tools for regulated on-chain finance. We also covered the rise of compliance-first DeFi platforms earlier this year. Ripple’s permissioned DEX launch was one example of…

Author: BitcoinEthereumNews

2025/09/23

mXRP Certificate Launched: First Market-Neutral, Yield-Paying XRP Solution Sponsored by Axelar & Hyperithm

mXRP Certificate Launched: First Market-Neutral, Yield-Paying XRP Solution Sponsored by Axelar & Hyperithm

Key Takeaways: mXRP is the first certificate to offer exposure to market-neutral, yield-paying XRP strategies. It was developed in partnership with Axelar and Hyperithm and leverages on-chain and cross-chain infrastructure. The post mXRP Certificate Launched: First Market-Neutral, Yield-Paying XRP Solution Sponsored by Axelar & Hyperithm appeared first on CryptoNinjas.

Author: Crypto Ninjas

2025/09/23

Fed Governor Stephen Miran pushes case for central bank to slash key interest rate

Fed Governor Stephen Miran pushes case for central bank to slash key interest rate

The post Fed Governor Stephen Miran pushes case for central bank to slash key interest rate appeared on BitcoinEthereumNews.com. Stephen Miran, chairman of the Council of Economic Advisers, following a television interview outside the White House in Washington, DC, US, on Tuesday, June 17, 2025. Aaron Schwartz | Bloomberg | Getty Images Less than a week after taking his seat, Federal Reserve Governor Stephen Miran on Monday outlined the reasons why he thinks the central bank’s benchmark interest rate is far too high and should be lowered aggressively. Changes in tax and immigration policy along with easing rental costs, deregulation and incoming revenue for tariffs are creating a different economic landscape that allow the Fed to cut its benchmark rate by nearly 2 percentage points from its current level, the central banker said in remarks before the Economic Club of New York. “The Federal Reserve has been entrusted with the important goal of promoting price stability for the good of all American households and businesses, and I am committed to bringing inflation sustainably back to 2 percent,” he said. “However, leaving policy restrictive by such a large degree brings significant risks for the Fed’s employment mandate.” Miran sees the confluence of policy changes from the White House lowering the neutral level of interest that neither restricts nor promotes growth. In remarks heavy with data and citations on theory and interest rate models such as the Taylor Rule, Miran said current monetary policy is significantly more restrictive than the prevailing attitude among his fellow policymakers. Using standard policy rules, Miran thinks the federal funds rate, a level that banks charge each other for overnight lending but that influences a wide variety of other rates, should be in the low-2% area. The current funds rate following last week’s reduction is targeted between 4%-4.25%. “The upshot is that monetary policy is well into restrictive territory,” he said. “Leaving short-term interest rates roughly…

Author: BitcoinEthereumNews

2025/09/23

Is Michael Saylor Selling Stocks to Buy Bitcoin and the Top Meme Coin Presale This Year?

Is Michael Saylor Selling Stocks to Buy Bitcoin and the Top Meme Coin Presale This Year?

Whispers across trading forums and blockchain analytics circles suggest Strategy Inc. (formerly MicroStrategy) may be selling off its stock holdings […] The post Is Michael Saylor Selling Stocks to Buy Bitcoin and the Top Meme Coin Presale This Year? appeared first on Coindoo.

Author: Coindoo

2025/09/23

Ripple (XRP) Set to Dip Toward $2.75 as Smart Money Investors Favor This Altcoin at Just $0.035

Ripple (XRP) Set to Dip Toward $2.75 as Smart Money Investors Favor This Altcoin at Just $0.035

The price direction of Ripple (XRP) is running out of steam, according to analysts who cite a possible retracement to the $2.75 mark in the months ahead. In spite of XRP being a top contender for cross-border payments, its short-term direction has caused some investors to exercise caution. Meanwhile, Mutuum Finance (MUTM), on the other […]

Author: Cryptopolitan

2025/09/23

RippleX Unveils New XRPL DeFi Roadmap to Attract Institutional Capital

RippleX Unveils New XRPL DeFi Roadmap to Attract Institutional Capital

TLDR RippleX has revealed a new phase of its XRPL DeFi roadmap focusing on compliance, lending, and privacy features. The introduction of compliance tools like Credentials and Deep Freeze aims to attract regulated institutional investors to XRPL. A native lending protocol will launch with XRPL Version 3.0.0, providing a compliant credit market for institutional participants. [...] The post RippleX Unveils New XRPL DeFi Roadmap to Attract Institutional Capital appeared first on CoinCentral.

Author: Coincentral

2025/09/22

10 Influential Women in The AI Space

10 Influential Women in The AI Space

The global artificial intelligence market is booming. Women are pushing the boundaries of what AI can be. This piece is about celebrating them.

Author: Hackernoon

2025/09/22

Understanding Mutuum Finance’s Value

Understanding Mutuum Finance’s Value

Mutuum Finance (MUTM) is currently progressing through its 11-phase presale. Phase 6 is live, and investors are rushing to secure tokens before the next price jump. The project has already raised $16,150,000 since launch and attracted 16,470 holders. Investors are treating MUTM as one of the best cryptos to buy now for exposure to lending markets.

Author: Hackernoon

2025/09/22

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