With the passage of the Genius Act, XRP has received good news. ALL4 Mining has launched a new cloud mining strategy, where users can directly use XRP to open a computing power contract and easily realize daily income. This optimization strategy not only lowers the entry threshold for users, but also improves the convenience of investment, providing more value-added opportunities for XRP holders. ALL4 Mining’s innovative model has given many XRP holders confidence that it has the potential for long-term profitability. As the number of users continues to increase, the platform plans to optimize the computing power allocation mechanism to improve user experience and return on investment. This positive direction of improvement has undoubtedly injected more momentum into the future development of the platform, making it more attractive in a highly competitive market. Why Choose XRP to Start Cloud Mining? XRP (Ripple) is well-known for its fast transaction confirmation speed, extremely low handling fees and strong global versatility. It is a mainstream cryptocurrency widely used by many companies and investors. On the ALL4 Mining platform, XRP is no longer just a passively held asset, but is redefined as an active “money-making” tool. ALL4 Mining: An Innovative Platform That Turns XRP into Daily Cash Flow ALL4 Mining, with its strong computing power foundation, compliant operating mechanism and automated mining system, opens a “remote start, real-time settlement” income channel for XRP holders. Users do not need to build mining machines or purchase hardware. They only need to recharge XRP to start BTC cloud mining with one click and obtain daily income. Seven Advantages of the ALL4 Mining Platform to Help Investors Smoothly Start Their XRP Mining Journey 1. Daily settlement, clear and transparent income ALL4 Mining provides stable and efficient daily income for all users. The system automatically settles without any hidden fees. Every penny you invest is visible and calculable. 2. No equipment investment required, worry-free mining No need to invest in expensive hardware, nor worry about equipment maintenance and technical issues. ALL4 Mining has a professional data center to manage the mining process for you, allowing you to easily enjoy the mining results. 3. Simple operation, super good experience Equipped with an intuitive and easy-to-use dashboard, whether you are a novice or an experienced player, you can easily get started. Mobile application support allows you to control the mining status and income dynamics anytime, anywhere. 4. Extremely low threshold, register to start mining Register to get a $15 newcomer reward, which can be used to purchase a sign-in contract and earn $0.6 in income for free every day 5. The referral reward mechanism creates passive income Recommend friends to participate in mining, and you can get up to 4.5% rebate, easily build your own passive income network, and realize the “mining + promotion” dual income model. 6. Multiple security guarantees, worry-free funds The platform uses advanced SSL encryption protocols and DDoS attack protection mechanisms to fully protect your assets and information security, resist potential risks, and ensure stable account operation. 7. Multiple cryptocurrency options The platform uses more than 10 cryptocurrencies (e.g. XRP, DOGE, BTC, ETH, LTC, USDC, USDT, BNB, BCH, SOL) for settlement How to Get Started with XRP Mining? Just follow these simple steps: Step 1: Register an account Create your free account in less than a minute and get a $15 welcome bonus, which will allow you to earn $0.6 per day for free as your initial deposit. Step 2: Top up your account Get the cryptocurrency top-up address on the top-up page and complete the transfer (you can participate with $100) Step 3: Choose a plan A variety of profitable mining plans for you to choose from to meet your financial goals. Whether you are looking for short-term gains or long-term returns, ALL4 Mining can meet your needs. Step 4: Start making money Watch your income grow without any management. Daily profits will be automatically deposited into your account and you can withdraw profits to your cryptocurrency wallet address. Click here to view all high-yield contract details The profit will be automatically credited to your account the next day after purchasing the contract. When the account reaches $100, you can choose to withdraw it to your crypto wallet or continue to purchase contracts to earn more profits. With the maturity of blockchain technology and the increasing popularity of cryptocurrencies, simply “holding coins and watching” is no longer the first choice for savvy investors. Especially for digital assets like Ripple (XRP) with fast transfer speed and low handling fees, more and more users are beginning to explore how to transform them into continuous passive income tools. ALL4 Mining emphasizes that this new model is particularly suitable for long-term investors who hold XRP. By purchasing cloud mining contracts, they can transform idle XRP assets into a continuous source of income. ALL4 Mining said that the XRP cloud mining service is just one of its ways to build a comprehensive cryptocurrency passive income ecosystem. The company will launch similar services for more mainstream cryptocurrencies and introduce more flexible income mechanisms to meet the needs of different investors. Join ALL4 Mining now and transform your XRP from simple holdings to daily passive income!With the passage of the Genius Act, XRP has received good news. ALL4 Mining has launched a new cloud mining strategy, where users can directly use XRP to open a computing power contract and easily realize daily income. This optimization strategy not only lowers the entry threshold for users, but also improves the convenience of investment, providing more value-added opportunities for XRP holders. ALL4 Mining’s innovative model has given many XRP holders confidence that it has the potential for long-term profitability. As the number of users continues to increase, the platform plans to optimize the computing power allocation mechanism to improve user experience and return on investment. This positive direction of improvement has undoubtedly injected more momentum into the future development of the platform, making it more attractive in a highly competitive market. Why Choose XRP to Start Cloud Mining? XRP (Ripple) is well-known for its fast transaction confirmation speed, extremely low handling fees and strong global versatility. It is a mainstream cryptocurrency widely used by many companies and investors. On the ALL4 Mining platform, XRP is no longer just a passively held asset, but is redefined as an active “money-making” tool. ALL4 Mining: An Innovative Platform That Turns XRP into Daily Cash Flow ALL4 Mining, with its strong computing power foundation, compliant operating mechanism and automated mining system, opens a “remote start, real-time settlement” income channel for XRP holders. Users do not need to build mining machines or purchase hardware. They only need to recharge XRP to start BTC cloud mining with one click and obtain daily income. Seven Advantages of the ALL4 Mining Platform to Help Investors Smoothly Start Their XRP Mining Journey 1. Daily settlement, clear and transparent income ALL4 Mining provides stable and efficient daily income for all users. The system automatically settles without any hidden fees. Every penny you invest is visible and calculable. 2. No equipment investment required, worry-free mining No need to invest in expensive hardware, nor worry about equipment maintenance and technical issues. ALL4 Mining has a professional data center to manage the mining process for you, allowing you to easily enjoy the mining results. 3. Simple operation, super good experience Equipped with an intuitive and easy-to-use dashboard, whether you are a novice or an experienced player, you can easily get started. Mobile application support allows you to control the mining status and income dynamics anytime, anywhere. 4. Extremely low threshold, register to start mining Register to get a $15 newcomer reward, which can be used to purchase a sign-in contract and earn $0.6 in income for free every day 5. The referral reward mechanism creates passive income Recommend friends to participate in mining, and you can get up to 4.5% rebate, easily build your own passive income network, and realize the “mining + promotion” dual income model. 6. Multiple security guarantees, worry-free funds The platform uses advanced SSL encryption protocols and DDoS attack protection mechanisms to fully protect your assets and information security, resist potential risks, and ensure stable account operation. 7. Multiple cryptocurrency options The platform uses more than 10 cryptocurrencies (e.g. XRP, DOGE, BTC, ETH, LTC, USDC, USDT, BNB, BCH, SOL) for settlement How to Get Started with XRP Mining? Just follow these simple steps: Step 1: Register an account Create your free account in less than a minute and get a $15 welcome bonus, which will allow you to earn $0.6 per day for free as your initial deposit. Step 2: Top up your account Get the cryptocurrency top-up address on the top-up page and complete the transfer (you can participate with $100) Step 3: Choose a plan A variety of profitable mining plans for you to choose from to meet your financial goals. Whether you are looking for short-term gains or long-term returns, ALL4 Mining can meet your needs. Step 4: Start making money Watch your income grow without any management. Daily profits will be automatically deposited into your account and you can withdraw profits to your cryptocurrency wallet address. Click here to view all high-yield contract details The profit will be automatically credited to your account the next day after purchasing the contract. When the account reaches $100, you can choose to withdraw it to your crypto wallet or continue to purchase contracts to earn more profits. With the maturity of blockchain technology and the increasing popularity of cryptocurrencies, simply “holding coins and watching” is no longer the first choice for savvy investors. Especially for digital assets like Ripple (XRP) with fast transfer speed and low handling fees, more and more users are beginning to explore how to transform them into continuous passive income tools. ALL4 Mining emphasizes that this new model is particularly suitable for long-term investors who hold XRP. By purchasing cloud mining contracts, they can transform idle XRP assets into a continuous source of income. ALL4 Mining said that the XRP cloud mining service is just one of its ways to build a comprehensive cryptocurrency passive income ecosystem. The company will launch similar services for more mainstream cryptocurrencies and introduce more flexible income mechanisms to meet the needs of different investors. Join ALL4 Mining now and transform your XRP from simple holdings to daily passive income!

After the Passage of the Genius Act, ALL4 Mining and XRP Will Help Investors Open a New Chapter in Mining Income

With the passage of the Genius Act, XRP has received good news. ALL4 Mining has launched a new cloud mining strategy, where users can directly use XRP to open a computing power contract and easily realize daily income.

This optimization strategy not only lowers the entry threshold for users, but also improves the convenience of investment, providing more value-added opportunities for XRP holders.

ALL4 Mining’s innovative model has given many XRP holders confidence that it has the potential for long-term profitability. As the number of users continues to increase, the platform plans to optimize the computing power allocation mechanism to improve user experience and return on investment. This positive direction of improvement has undoubtedly injected more momentum into the future development of the platform, making it more attractive in a highly competitive market.

Why Choose XRP to Start Cloud Mining?

XRP (Ripple) is well-known for its fast transaction confirmation speed, extremely low handling fees and strong global versatility. It is a mainstream cryptocurrency widely used by many companies and investors. On the ALL4 Mining platform, XRP is no longer just a passively held asset, but is redefined as an active “money-making” tool.

ALL4 Mining: An Innovative Platform That Turns XRP into Daily Cash Flow

ALL4 Mining, with its strong computing power foundation, compliant operating mechanism and automated mining system, opens a “remote start, real-time settlement” income channel for XRP holders.

Users do not need to build mining machines or purchase hardware. They only need to recharge XRP to start BTC cloud mining with one click and obtain daily income.

Seven Advantages of the ALL4 Mining Platform to Help Investors Smoothly Start Their XRP Mining Journey

1. Daily settlement, clear and transparent income

ALL4 Mining provides stable and efficient daily income for all users. The system automatically settles without any hidden fees. Every penny you invest is visible and calculable.

2. No equipment investment required, worry-free mining

No need to invest in expensive hardware, nor worry about equipment maintenance and technical issues. ALL4 Mining has a professional data center to manage the mining process for you, allowing you to easily enjoy the mining results.

3. Simple operation, super good experience

Equipped with an intuitive and easy-to-use dashboard, whether you are a novice or an experienced player, you can easily get started. Mobile application support allows you to control the mining status and income dynamics anytime, anywhere.

4. Extremely low threshold, register to start mining

Register to get a $15 newcomer reward, which can be used to purchase a sign-in contract and earn $0.6 in income for free every day

5. The referral reward mechanism creates passive income

Recommend friends to participate in mining, and you can get up to 4.5% rebate, easily build your own passive income network, and realize the “mining + promotion” dual income model.

6. Multiple security guarantees, worry-free funds

The platform uses advanced SSL encryption protocols and DDoS attack protection mechanisms to fully protect your assets and information security, resist potential risks, and ensure stable account operation.

7. Multiple cryptocurrency options

The platform uses more than 10 cryptocurrencies (e.g. XRP, DOGE, BTC, ETH, LTC, USDC, USDT, BNB, BCH, SOL) for settlement

How to Get Started with XRP Mining?

Just follow these simple steps:

Step 1: Register an account

Create your free account in less than a minute and get a $15 welcome bonus, which will allow you to earn $0.6 per day for free as your initial deposit.

Step 2: Top up your account

Get the cryptocurrency top-up address on the top-up page and complete the transfer (you can participate with $100)

Step 3: Choose a plan

A variety of profitable mining plans for you to choose from to meet your financial goals. Whether you are looking for short-term gains or long-term returns, ALL4 Mining can meet your needs.

Step 4: Start making money

Watch your income grow without any management. Daily profits will be automatically deposited into your account and you can withdraw profits to your cryptocurrency wallet address.

Click here to view all high-yield contract details

The profit will be automatically credited to your account the next day after purchasing the contract. When the account reaches $100, you can choose to withdraw it to your crypto wallet or continue to purchase contracts to earn more profits.

With the maturity of blockchain technology and the increasing popularity of cryptocurrencies, simply “holding coins and watching” is no longer the first choice for savvy investors. Especially for digital assets like Ripple (XRP) with fast transfer speed and low handling fees, more and more users are beginning to explore how to transform them into continuous passive income tools.

ALL4 Mining emphasizes that this new model is particularly suitable for long-term investors who hold XRP. By purchasing cloud mining contracts, they can transform idle XRP assets into a continuous source of income.

ALL4 Mining said that the XRP cloud mining service is just one of its ways to build a comprehensive cryptocurrency passive income ecosystem. The company will launch similar services for more mainstream cryptocurrencies and introduce more flexible income mechanisms to meet the needs of different investors.

Join ALL4 Mining now and transform your XRP from simple holdings to daily passive income!

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Summarize Any Stock’s Earnings Call in Seconds Using FMP API

Summarize Any Stock’s Earnings Call in Seconds Using FMP API

Turn lengthy earnings call transcripts into one-page insights using the Financial Modeling Prep APIPhoto by Bich Tran Earnings calls are packed with insights. They tell you how a company performed, what management expects in the future, and what analysts are worried about. The challenge is that these transcripts often stretch across dozens of pages, making it tough to separate the key takeaways from the noise. With the right tools, you don’t need to spend hours reading every line. By combining the Financial Modeling Prep (FMP) API with Groq’s lightning-fast LLMs, you can transform any earnings call into a concise summary in seconds. The FMP API provides reliable access to complete transcripts, while Groq handles the heavy lifting of distilling them into clear, actionable highlights. In this article, we’ll build a Python workflow that brings these two together. You’ll see how to fetch transcripts for any stock, prepare the text, and instantly generate a one-page summary. Whether you’re tracking Apple, NVIDIA, or your favorite growth stock, the process works the same — fast, accurate, and ready whenever you are. Fetching Earnings Transcripts with FMP API The first step is to pull the raw transcript data. FMP makes this simple with dedicated endpoints for earnings calls. If you want the latest transcripts across the market, you can use the stable endpoint /stable/earning-call-transcript-latest. 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Cleaning and Preparing Transcript Data Raw transcripts from the API often include long paragraphs, speaker tags, and formatting artifacts. Before sending them to an LLM, it helps to organize the text into a cleaner structure. Most transcripts follow a pattern: prepared remarks from executives first, followed by a Q&A session with analysts. Separating these sections gives better control when prompting the model. In Python, you can parse the transcript and strip out unnecessary characters. A simple way is to split by markers such as “Operator” or “Question-and-Answer.” Once separated, you can create two blocks — Prepared Remarks and Q&A — that will later be summarized independently. This ensures the model handles each section within context and avoids missing important details. Here’s a small example of how you might start preparing the data: import re# Example: using the transcript_text we fetched earliertext = transcript_text# Remove extra spaces and line breaksclean_text = re.sub(r'\s+', ' ', text).strip()# Split sections (this is a heuristic; real-world transcripts vary slightly)if "Question-and-Answer" in clean_text: prepared, qna = clean_text.split("Question-and-Answer", 1)else: prepared, qna = clean_text, ""print("Prepared Remarks Preview:\n", prepared[:500])print("\nQ&A Preview:\n", qna[:500]) With the transcript cleaned and divided, you’re ready to feed it into Groq’s LLM. Chunking may be necessary if the text is very long. A good approach is to break it into segments of a few thousand tokens, summarize each part, and then merge the summaries in a final pass. Summarizing with Groq LLM Now that the transcript is clean and split into Prepared Remarks and Q&A, we’ll use Groq to generate a crisp one-pager. The idea is simple: summarize each section separately (for focus and accuracy), then synthesize a final brief. Prompt design (concise and factual) Use a short, repeatable template that pushes for neutral, investor-ready language: You are an equity research analyst. Summarize the following earnings call sectionfor {symbol} ({quarter} {year}). Be factual and concise.Return:1) TL;DR (3–5 bullets)2) Results vs. guidance (what improved/worsened)3) Forward outlook (specific statements)4) Risks / watch-outs5) Q&A takeaways (if present)Text:<<<{section_text}>>> Python: calling Groq and getting a clean summary Groq provides an OpenAI-compatible API. Set your GROQ_API_KEY and pick a fast, high-quality model (e.g., a Llama-3.1 70B variant). We’ll write a helper to summarize any text block, then run it for both sections and merge. import osimport textwrapimport requestsGROQ_API_KEY = os.environ.get("GROQ_API_KEY") or "your_groq_api_key"GROQ_BASE_URL = "https://api.groq.com/openai/v1" # OpenAI-compatibleMODEL = "llama-3.1-70b" # choose your preferred Groq modeldef call_groq(prompt, temperature=0.2, max_tokens=1200): url = f"{GROQ_BASE_URL}/chat/completions" headers = { "Authorization": f"Bearer {GROQ_API_KEY}", "Content-Type": "application/json", } payload = { "model": MODEL, "messages": [ {"role": "system", "content": "You are a precise, neutral equity research analyst."}, {"role": "user", "content": prompt}, ], "temperature": temperature, "max_tokens": max_tokens, } r = requests.post(url, headers=headers, json=payload, timeout=60) r.raise_for_status() return r.json()["choices"][0]["message"]["content"].strip()def build_prompt(section_text, symbol, quarter, year): template = """ You are an equity research analyst. Summarize the following earnings call section for {symbol} ({quarter} {year}). Be factual and concise. Return: 1) TL;DR (3–5 bullets) 2) Results vs. guidance (what improved/worsened) 3) Forward outlook (specific statements) 4) Risks / watch-outs 5) Q&A takeaways (if present) Text: <<< {section_text} >>> """ return textwrap.dedent(template).format( symbol=symbol, quarter=quarter, year=year, section_text=section_text )def summarize_section(section_text, symbol="NVDA", quarter="Q2", year="2024"): if not section_text or section_text.strip() == "": return "(No content found for this section.)" prompt = build_prompt(section_text, symbol, quarter, year) return call_groq(prompt)# Example usage with the cleaned splits from Section 3prepared_summary = summarize_section(prepared, symbol="NVDA", quarter="Q2", year="2024")qna_summary = summarize_section(qna, symbol="NVDA", quarter="Q2", year="2024")final_one_pager = f"""# {symbol} Earnings One-Pager — {quarter} {year}## Prepared Remarks — Key Points{prepared_summary}## Q&A Highlights{qna_summary}""".strip()print(final_one_pager[:1200]) # preview Tips that keep quality high: Keep temperature low (≈0.2) for factual tone. If a section is extremely long, chunk at ~5–8k tokens, summarize each chunk with the same prompt, then ask the model to merge chunk summaries into one section summary before producing the final one-pager. If you also fetched headline numbers (EPS/revenue, guidance) earlier, prepend them to the prompt as brief context to help the model anchor on the right outcomes. Building the End-to-End Pipeline At this point, we have all the building blocks: the FMP API to fetch transcripts, a cleaning step to structure the data, and Groq LLM to generate concise summaries. The final step is to connect everything into a single workflow that can take any ticker and return a one-page earnings call summary. The flow looks like this: Input a stock ticker (for example, NVDA). Use FMP to fetch the latest transcript. Clean and split the text into Prepared Remarks and Q&A. Send each section to Groq for summarization. Merge the outputs into a neatly formatted earnings one-pager. Here’s how it comes together in Python: def summarize_earnings_call(symbol, quarter, year, api_key, groq_key): # Step 1: Fetch transcript from FMP url = f"https://financialmodelingprep.com/api/v3/earning_call_transcript/{symbol}?quarter={quarter}&year={year}&apikey={api_key}" resp = requests.get(url) resp.raise_for_status() data = resp.json() if not data or "content" not in data[0]: return f"No transcript found for {symbol} {quarter} {year}" text = data[0]["content"] # Step 2: Clean and split clean_text = re.sub(r'\s+', ' ', text).strip() if "Question-and-Answer" in clean_text: prepared, qna = clean_text.split("Question-and-Answer", 1) else: prepared, qna = clean_text, "" # Step 3: Summarize with Groq prepared_summary = summarize_section(prepared, symbol, quarter, year) qna_summary = summarize_section(qna, symbol, quarter, year) # Step 4: Merge into final one-pager return f"""# {symbol} Earnings One-Pager — {quarter} {year}## Prepared Remarks{prepared_summary}## Q&A Highlights{qna_summary}""".strip()# Example runprint(summarize_earnings_call("NVDA", 2, 2024, API_KEY, GROQ_API_KEY)) With this setup, generating a summary becomes as simple as calling one function with a ticker and date. You can run it inside a notebook, integrate it into a research workflow, or even schedule it to trigger after each new earnings release. Free Stock Market API and Financial Statements API... Conclusion Earnings calls no longer need to feel overwhelming. With the Financial Modeling Prep API, you can instantly access any company’s transcript, and with Groq LLM, you can turn that raw text into a sharp, actionable summary in seconds. This pipeline saves hours of reading and ensures you never miss the key results, guidance, or risks hidden in lengthy remarks. Whether you track tech giants like NVIDIA or smaller growth stocks, the process is the same — fast, reliable, and powered by the flexibility of FMP’s data. Summarize Any Stock’s Earnings Call in Seconds Using FMP API was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story
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Medium2025/09/18 14:40