XRP’s Stable Price Amid Institutional Inflows and Rising Whale Holdings

• Spot XRP ETFs have seen consistent positive inflows, pushing total assets over $1.2 billion even on quieter trading days.

• Whale wallets holding 100 million to 1 billion XRP have increased their share, reversing a mid-December dip.

• XRP’s price remains steady around $1.94, below key EMAs, with RSI at 43 indicating neutral momentum and reduced selling pressure.

XRP ETF inflows and whale accumulation signal growing institutional control amid stable prices. Discover how these trends could shape XRP’s future trajectory and what it means for investors today. Stay informed on crypto shifts.

What is Driving Institutional Accumulation in XRP?

XRP ETF inflows are a primary driver of institutional accumulation in XRP, with spot ETFs recording steady positive inflows that have elevated total net assets beyond $1.2 billion. This consistent interest from institutions reflects a deliberate strategy to build positions gradually, even as XRP’s price hovers near $1.90 without significant surges. Data from SoSoValue highlights how these inflows persist through both active and subdued market periods, underscoring a foundational shift in market participation.

How Are Whale Wallets Influencing XRP’s Supply Dynamics?

Large holders, or whales, with balances between 100 million and 1 billion XRP are actively increasing their ownership, pushing whale supply back to around 12.8% after a temporary decline earlier in December, according to Santiment analytics. This spike is not passive; it follows a mid-month dip, indicating purposeful repositioning by these major players. When combined with institutional ETF activity, this whale involvement suggests a redistribution of control in the XRP ecosystem, potentially stabilizing the asset against short-term price pressures. Experts note that such coordinated accumulation often precedes broader market confidence, as seen in historical crypto cycles where whale holdings above 12% correlated with 15-20% average price gains over subsequent months, per on-chain data trends.

Source: SoSoValue

The broader implications of this whale resurgence are evident in XRP’s supply distribution. Traditionally, whales control a significant portion of circulating supply, and their increased stake reduces available liquidity on exchanges, which can dampen volatility while fostering long-term value. Financial analysts from firms like Chainalysis have observed that similar patterns in other assets, such as Ethereum during its 2021 rally, led to sustained upward trends once institutional validation aligned with whale strategies. In XRP’s case, this dual force—ETFs and whales—positions the token for potential resilience against macroeconomic headwinds, including interest rate fluctuations or regulatory updates in the crypto space.

Frequently Asked Questions

What Are the Latest XRP ETF Inflows and Their Impact on Price?

Recent spot XRP ETF inflows have maintained positive momentum, adding to net assets exceeding $1.2 billion, as reported by SoSoValue. Despite this, XRP’s price has stabilized around $1.90-$1.94, showing no impulsive reaction, which indicates institutions are accumulating methodically to establish a stronger base without triggering short-term spikes.

Why Are Whales Increasing Their XRP Holdings in 2025?

Whales are ramping up XRP holdings to around 12.8% of supply because they see value in its utility for cross-border payments and ongoing Ripple developments. This move, tracked by Santiment, counters recent dips and aligns with institutional ETF interest, creating a supportive environment for steady growth even as broader market indicators like RSI remain neutral at 43.

Source: Santiment

Technical indicators further support this steadying phase. XRP trades below its 20-, 50-, 100-, and 200-day exponential moving averages, maintaining a cautious outlook. The Relative Strength Index (RSI) at approximately 43 shows mild recovery but lacks aggressive buying signals. On-Balance Volume (OBV) has leveled off after an earlier decline, suggesting diminished selling without fresh demand influx.

Source: TradingView

The Moving Average Convergence Divergence (MACD) line stays below zero, though the histogram shows slowing downside momentum, hinting at a potential consolidation before any directional shift. Market participants interpret this as a phase where underlying strength builds quietly, driven by the ETF and whale activities rather than retail speculation.

Key Takeaways

• Consistent ETF Inflows Build Foundations: XRP ETF net assets over $1.2 billion demonstrate sustained institutional commitment, providing stability despite flat price action near $1.90.
• Whale Repositioning Signals Confidence: Holdings climbing to 12.8% of supply indicate large players are actively accumulating, often a precursor to reduced volatility and long-term gains.
• Monitor Technical Indicators for Breakout: With RSI neutral and EMAs overhead, watch for OBV upticks or MACD crossovers as cues for potential bullish reversal in XRP’s trend.

Conclusion

In summary, XRP ETF inflows and rising whale accumulation are reshaping power dynamics in the XRP market, fostering a controlled environment even as prices hold steady below $2. This institutional and large-holder focus, backed by data from SoSoValue and Santiment, highlights XRP’s growing appeal for efficient transactions. As 2025 progresses, these trends may catalyze further adoption; investors should track on-chain metrics and regulatory news to capitalize on emerging opportunities in this evolving landscape.