Nexo Launches Zero-Interest Crypto Loans for BTC and ETH Holders

TLDR

• Borrow up to $5M against BTC or ETH with zero interest and no forced liquidation.
• Keep your crypto while accessing cash—repay on fixed, transparent terms.
• Nexo loans offer tax-efficient liquidity and strategic financial flexibility.
• Ethereum holders gain structured loans with smart collateral management.
• Nexo sets a new standard: high-limit, zero-interest crypto-backed borrowing.

Nexo has introduced Zero-interest Credit, offering Bitcoin and Ethereum holders immediate liquidity without paying interest. This new product expands the Nexo Credit Line and removes risks of mid-term liquidation. The launch allows qualified users to borrow up to $5 million against BTC or ETH holdings.

Zero-Interest Credit Empowers Bitcoin Holders

Nexo’s Zero-interest Credit allows Bitcoin holders to access cash while keeping their assets intact. Borrowers choose the term and amount with a fixed repayment schedule visible from the start. This system prevents forced liquidations, providing a predictable and secure borrowing experience.

The product supports strategic financial planning, letting Bitcoin holders fund purchases without selling their positions. Users can repay loans with stablecoins or collateral depending on market value at maturity. Furthermore, Nexo offers loan renewals, enabling continued exposure without unwinding positions.

Bitcoin holders gain tax efficiency because they can avoid triggering taxable events from asset sales. The platform monitors collateral in real-time and ensures repayment conditions remain within predefined limits. Nexo’s military-grade encryption and insurance coverage secure every transaction and loan.

Ethereum Holders Access Structured Loans

Ethereum holders can now leverage their ETH holdings through Nexo’s zero-interest structure. The platform eliminates annual interest fees and any hidden costs throughout the loan term. Borrowers select repayment options and manage positions with full transparency from day one.

The product supports business operations, trading opportunities, and personal liquidity needs without selling Ethereum. Nexo sets a maximum borrowing limit of $5 million, catering to high-net-worth individuals. Advanced smart contracts automate collateral management, reducing risks from market fluctuations.

Ethereum holders maintain exposure to potential price gains while unlocking cash for strategic purposes. The structured model also provides peace of mind with a Minimum Repayment Price to avoid mid-term liquidation. Users benefit from immediate capital while retaining asset ownership, a key feature in volatile markets.

Nexo Sets New Standard in Crypto Lending

Nexo positions itself as a market leader by offering permanent zero-interest borrowing for BTC and ETH. The platform’s approach differs from competitors that charge between 5% and 15% annual interest. Nexo also provides large-scale loans previously limited to private and OTC clients.

The company has facilitated more than $140 million in loans in 2025, demonstrating strong market adoption. By removing interest costs, Nexo enables borrowers to manage liquidity efficiently while optimizing their portfolios. The platform ensures compliance and verification processes maintain responsible lending practices.

Zero-interest lending also signals growing adoption of crypto-backed credit in institutional and retail markets. Nexo combines predictable loan structures, high borrowing limits, and secure transactions to set industry benchmarks. Its innovative approach is likely to influence competitors and redefine crypto lending standards.

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