Revolut and Trust Wallet expand instant crypto buys in the EU

European users gain a new way to access digital assets as Revolut Trust wallet integration brings instant crypto purchases and direct self-custody into one streamlined flow.

Revolut and Trust Wallet team up on instant crypto access

Fintech giant Revolut and Binance-owned Trust Wallet have launched a new integration aimed at simplifying crypto purchases for users across the EU. Instead of routing funds through a centralized exchange, buyers can move directly from fiat payment methods to a self-custodial wallet.

Through this collaboration, Trust Wallet users can now buy crypto using RevolutPay, debit or credit cards, and traditional bank transfers. Moreover, the companies highlight that in some cases purchases can be completed with zero fees, making the offering more competitive against exchange-based onramps.

Unlike many existing fintech-to-crypto services, the funds do not sit on a centralized trading platform at any stage. Instead, the purchased cryptocurrencies are sent instantly and straight into the customers Trust Wallet, where users retain direct control of their private keys and assets.

Self-custody at the center of the new flow

The integration is designed around a self-custody model that avoids intermediaries holding user funds. That said, the set-up mirrors the convenience of mainstream payment apps while preserving control for asset owners, a key demand among more advanced crypto participants.

The release describes Trust Wallet as a self-custodial app reportedly used by more than 220 million people. However, unlike custodial accounts offered by many exchanges, Trust Wallet gives users the responsibility of managing their own keys, aligning with the principles often associated with the best self custodial wallet solutions.

In practical terms, this means coins move from the buyers chosen payment method directly into their personal wallet, without passing through a Revolut trading account. As a result, users do not need to trust a third party to safeguard their funds after purchase.

Supported assets and instant funding options

At launch, the partnership supports a focused list of major cryptocurrencies. The initial rollout covers Bitcoin, Ether, Solana, USDC and USDT, reflecting demand for both large-cap tokens and widely used stablecoins. More assets are expected to be added over time as the integration matures.

Users in the European Union can fund their wallets instantly using RevolutPay, cards or bank transfers. Moreover, the companies state that in selected scenarios users may benefit from zero-fee onramps, positioning this as a competitive option for those looking to minimize costs when entering the crypto market.

This approach also removes an extra step for customers who already prefer to keep long-term holdings in a self-custodial environment. Instead of buying on an exchange and then withdrawing, they can now purchase and receive assets in one action.

Revolut accelerates its crypto expansion

The launch of the Revolut trust wallet integration arrives during an aggressive expansion phase for the London-based fintech. In a secondary share sale last month, Strategy reached a valuation of $75 billion, backed by major investors including Coatue, Fidelity and NVIDIA‘s NVentures.

Revolut secured a MiCA license through Cyprus, providing regulatory approval to offer crypto services throughout the European Economic Area. However, the firm is also scaling beyond Europe, adding new banking licenses in Mexico and Colombia as part of a broader global strategy.

For 2024, the company reported $4 billion in revenue and $1.4 billion in pre-tax profit, underlining its evolution from a pure neobank to a diversified financial platform. The push into digital assets forms a central pillar of that transformation.

Previous crypto initiatives and strategic context

Revolut has been steadily building crypto functionality over recent years. In November, the firm partnered with Polygon Labs to enable crypto remittances in USDC, USDT and POL via the Polygon blockchain, targeting faster and cheaper cross-border transfers.

Moreover, those earlier initiatives laid the groundwork for the current focus on direct wallet connectivity. By combining payment rails like RevolutPay with external self-custodial solutions, Revolut aims to serve both newcomers and experienced users who prioritize personal control of their coins.

The companys broader crypto roadmap appears to be moving from simple in-app trading toward a more open, interoperable model. That said, regulatory clarity under the EU’s MiCA framework will likely shape how fast additional features can be deployed.

Implications for EU users and self-custody adoption

For users in the EU, the new integration lowers friction when moving from traditional finance to on-chain assets. With instant funding, support for major tokens and the reassurance of self-custody, the partnership could encourage more people to move long-term holdings off centralized platforms.

Moreover, by offering a flow that combines familiar payment tools with direct wallet delivery, Revolut and Trust Wallet may help bridge the gap between mainstream fintech and decentralized finance. If additional assets and features are added over time, this channel could become a primary on-ramp for a broad European audience.

Overall, the collaboration underscores how regulated fintechs and large self-custodial wallets are converging to offer faster, simpler and more secure access to digital assets for millions of users.